412 Rainbow Dr, Staunton, VA 24401 Property Records

Staunton City property record for 412 Rainbow Dr, Staunton, VA 24401

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,160 sqft · built 1965
Lot Size	0.478 acres (20,819 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Jul 2024)
Tax Bill	$4,258 (2026)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6626`

Property Details

APN / Parcel Number

Primary APN	`6626`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,160 sqft Living Area
Gross Area	3,932 sqft
1st Floor Area	1,792 sqft
Basement Area	1,232 sqft
Finished Basement	1,000 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1984
Architectural Style	Split Level
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,819 sqft (0.478 acres)
Lot Dimensions	160 ft deep x 120 ft wide
Garage Type	Basement
Garage Area	336 sqft
Driveway	Asphalt Driveway
Porch	Screened Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	412 RAINBOW DR
City	STAUNTON
State	VA
Zip	24401-2140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 4 BLK 7 SEC 3
Legal Subdivision	BALDWIN ACRES
Legal Block	7
Legal Lot Number	4
Jurisdiction	STAUNTON CITY VA
Township / Civil Division	STAUNTON
Census Block Group	1
Census Block	1013
Census Tract	402

Owner

412 Rainbow Dr is owned and occupied by two individuals who bought it in July 2024.

Source: Staunton City records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	412 RAINBOW DR, STAUNTON, VA 24401-2140
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2024 · Amount on File
Deed Sale	Jul 25, 2024 · Amount on File
Deed Document Number	20241589
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Recording Date	Apr 21, 2026
Property Address	412 RAINBOW DR, STAUNTON, VA 24401-2140
Document Number	0000000901
Instrument Date	Apr 14, 2026
Instrument	2026901
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	BRIDGE TRUST TITLE, BRINDLEY ROSS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 RAINBOW DR, STAUNTON, VA 24401-2140

Mortgage

Document Number	0000000901,
Date	Apr 21, 2026
Instrument	2026901

Lender

Name	NATIONS LENDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.99%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 412 Rainbow Dr was $4,258.

Source: Staunton City assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Staunton City
Unified School District	Staunton City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,258.00	$467,990 (-) Land $73,790 Building $394,200	$467,990 (-) Land $73,790 Building $394,200
2025	$4,258.00	$467,990 Land $73,790 Building $394,200	$467,990 Land $73,790 Building $394,200
2023	$3,299.00	$370,780 Land $63,380 Building $307,400	$370,780 Land $63,380 Building $307,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 Rainbow Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Rainbow Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STAUNTON serves 25,750 people · EPA ID VA2790600
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20