412 Rail Ridge Dr, Troy, MO 63379 Property Records

Lincoln County property record for 412 Rail Ridge Dr, Troy, MO 63379 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2023
Square Footage	1,316 sqft Living Area
Lot Size	15,507 sqft (0.355 acres)
Garage	852 sqft
Occupancy	Owner Occupied
Tax Bill	$2,419.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`19-10-01-000-000-004.057`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,316 sqft Living Area
Basement Area	1,316 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 2023
Architectural Style	Ranch Style
Foundation Type	Concrete Foundation
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	15,507 sqft (0.355 acres)
Parking Spaces	3 Parking Spaces
Garage Area	852 sqft Garage

Location & Zoning

Street Address	412 RAIL RIDGE DR
City	TROY
State	MO
Zip	63379-2996
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 47 STONECROSSING PLAT 5
Legal Subdivision	STONECROSSING
Legal Lot Number	47
Jurisdiction	LINCOLN MO
Minor Civil Division	CLARK
Census Blockgroup	3
Census Block	3015
Census Tract	810308

Owner

Source: Lincoln County records · APN 19-10-01-000-000-004.057

Assessment roll updated June 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	412 RAIL RIDGE DR, TROY, MO 63379-2996
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 16, 2022
Deed Sale	Nov 16, 2022
Deed Doc Number	2022011436
Deed Book / Page	2485 / 654
Record Refreshed	Jun 08, 2026

November 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Nov 16, 2022
Property Address	412 RAIL RIDGE DR, TROY, MO 63379-2996
Document Number	002485/654
Book / Page	2485 / 654
Map Reference	MB 15 PG 22
Instrument Date	Nov 15, 2022
Instrument	2022011436
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 26, 2023
Title Company	MEYER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 RAIL RIDGE DR, TROY, MO 63379-2996

Mortgage

Document Number	2022011437
Date	Nov 16, 2022
Instrument	2022011437

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,419.00 (+8.52%)	$38,502 (+9.86%) Land $4,678 Building $33,824	$202,640 (+9.86%) Land $24,620 Building $178,020
2023	$2,229.00	$35,046 Land $3,857 Building $31,189	$184,450 Land $20,300 Building $164,150

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), updated October 5, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.