412 Prospect Ave, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 412 Prospect Ave, Dumont, NJ 07628

Property Summary

Property Type	Single Family Home
Details	1,910 sqft · built 1954
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Jun 2019)
Tax Bill	$13,230 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00401-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`10-00401-0000-00009`
Alternative APNs	`100040100009` `132600`

Interior

Building Area	1,910 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide

Location & Zoning

Account Number	132600
Street Address	412 PROSPECT AVE
City	DUMONT
State	NJ
Zip	07628-1404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	75X100
Legal Block	401
Legal Lot Number	9
Jurisdiction	BERGEN NJ
Township / Civil Division	DUMONT
Census Block Group	3
Census Block	3000
Census Tract	10300

Owner

412 Prospect Ave is owned and occupied by two individuals who bought it in June 2019.

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	412 PROSPECT AVE, DUMONT, NJ 07628-1404
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2019 · Amount on File
Deed Sale	Jun 25, 2019 · Amount on File
Deed Document Number	201940101
Deed Book / Page	3276 / 954
Record Updated	Oct 29, 2026

June 2019: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	BERGEN NJ
Recording Date	Jun 25, 2019
Property Address	412 PROSPECT AVE, DUMONT, NJ 07628-1404
Document Number	0032760954
Book / Page	003276 / 000954
Instrument Date	Jun 5, 2019
Instrument	40101
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	NFTS TITLE AGENCY LLC, NRT TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$515.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	412 PROSPECT AVE DUMONT NJ 076281404, DUMONT, NJ 07628-1404

Mortgage

Document Number	32760960
Date	Jun 25, 2019
Book Page	003276/000960
Instrument	40101

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 412 Prospect Ave was $13,230, down 6.7% from the year before.

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Dumont Borough
Unified School District	Dumont Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$605,600 (+7.11%) Land $325,400 Building $280,200	$605,600 (+7.11%) Land $325,400 Building $280,200
2025	$13,230.00 (-6.69%)	$565,400 Land $299,300 Building $266,100	$565,400 Land $299,300 Building $266,100
2024	$14,178.00
2023		$348,800 Land $175,800 Building $173,000	$348,800 Land $175,800 Building $173,000
2022	$13,543.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20