412 Prince Ruppert Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 412 Prince Ruppert Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 900 sqft · built 1960
Lot Size	0.206 acres (8,991 sqft)
Owner	Individual Name on File
Last Sale	$104,308 (Apr 2023)
Tax Bill	$2,119 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`219540A000`

Property Details

APN / Parcel Number

Primary APN	`219540A000`
Alternative APN	`2-051C-4271-00-0238.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,991 sqft (0.206 acres)
Lot Dimensions	111 ft deep x 81 ft wide
Porch	Open Porch
Porch Area	80 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	219540A000
Street Address	412 PRINCE RUPPERT DR
City	O FALLON
State	MO
Zip	63366-2214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FOREST PK OF OFALLON LOT 238
Legal Subdivision	FOREST PK OF OFALLON
Legal Lot Number	238
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2005
Census Tract	311602

Owner

412 Prince Ruppert Dr is owned and occupied by an individual who bought it in April 2023.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	412 PRINCE RUPPERT DR, O FALLON, MO 63366-2214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 7, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2023 · Amount on File
Deed Sale	Apr 5, 2023 · Amount on File
Prior Sale	Jul 7, 2020 · Amount on File
Deed Document Number	202312730
Prior Transfer Date	Mar 13, 2023
Prior Transfer Doc	0000012730
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Apr 5, 2023
Property Address	412 PRINCE RUPPERT DR, O FALLON, MO 63366-2214
Document Number	0000012730
Map Reference	MB 6 PG 70
Instrument Date	Mar 13, 2023
Instrument	2023R-012730
Transaction Type	Transfer
Record Updated	May 8, 2023
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 PRINCE RUPPERT DRIVE, REYNOLDS, MO 63666

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 PRINCE RUPPERT DR, O FALLON, MO 63366-2214

Mortgage

Document Number	0000012731
Date	Apr 5, 2023
Instrument	2023R-012731

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jul 7, 2020
Property Address	412 PRINCE RUPPERT DR, O FALLON, MO 63366-2214
Document Number	0073382167
Book / Page	7338 / 2167
Map Reference	MB 6 PG 70
Instrument Date	Jun 23, 2020
Instrument	20200707000468680
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 PRINCE RUPPERT DR, O FALLON, MO 63366-2214

Mortgage

Document Number	0073382169
Date	Jul 7, 2020
Book Page	7338/2169
Instrument	20200707000468690

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 412 Prince Ruppert Dr was $2,119, up 6% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,687 (-)	$172,037 (-) Land $40,000 Building $132,037
2025	$2,119.00 (+6%)	$32,687	$172,037 Land $40,000 Building $132,037
2024	$1,999.00
2023		$29,910
2022			$157,422 Land $40,000 Building $117,422

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 412 Prince Ruppert Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Prince Ruppert Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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