412 Playa Blanca, Encinitas, CA 92024 Property Records

San Diego County property record for 412 Playa Blanca, Encinitas, CA 92024

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,340 sqft · built 1984
Lot Size	3.7 acres (161,320 sqft)
Owner	2 Company Names on Record
Last Sale	$1,400,000 (Sep 2023)
Tax Bill	$15,652 (2025)
Deeds & Mortgages	Sep 2023 Transfer Sep 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`258-090-37-03`

Property Details

APN / Parcel Number

Primary APN	`258-090-37-03`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,340 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Lot Area	161,320 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	412 PLAYA BLANCA
City	ENCINITAS
State	CA
Zip	92024-3650
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	D-R15
Legal Description	LOT 2 US 3 PER DOC83-283854&UND INT IN ST CLSD ADJ&IN LOT 1&IN TR 010676
Legal Subdivision	ENCINITAS 4293
Legal Tract	010676
Legal Block	1
Legal Lot Number	2,1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	17501

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	412 PLAYA BLANCA, ENCINITAS, CA 92024-3650
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Intrafamily Transfer, Transfer TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO
Sep 8, 2023	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jul 25, 2023	Correction Deed · Commercial Mortgage PERKINS LIVING TRUST
Sep 22, 2021	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Nov 27, 2019	Reverse Mortgage, Transfer FINANCE OF AMERICA REVERSE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2023 · Amount on Record
Deed Sale	Sep 8, 2023 · Amount on Record
Prior Sale	Jan 5, 1998 · Amount on Record
Deed Document Number	2023243932
Prior Transfer Date	Jul 25, 2023
Prior Transfer Doc	0000197820
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 8, 2023
Property Address	412 PLAYA BLANCA, ENCINITAS, CA 92024-3650
Document Number	0000243931
Map Reference	MAP 10676
Instrument Date	Aug 17, 2023
Instrument	2023-0243931
Transaction Type	Transfer
Record Updated	Sep 18, 2023
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 PLAYA BLANCA, ENCINITAS, CA 92024-3650

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 8, 2023
Property Address	412 PLAYA BLANCA, ENCINITAS, CA 92024-3650
Document Number	0000243932
Map Reference	MAP 10676
Instrument Date	Aug 17, 2023
Instrument	2023-0243932
Transaction Type	Transfer
Record Updated	Sep 18, 2023
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	412 PLAYA BLANCA, ENCINITAS, CA 92024-3650

Mortgage

Document Number	0000243933
Date	Sep 8, 2023
Instrument	2023-0243933

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

July 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 25, 2023
Property Address	412 PLAYA BLANCA, ENCINITAS, CA 92024-3650
Document Number	0000197820
Map Reference	MAP 10676
Instrument Date	Jul 25, 2023
Instrument	2023-0197820
Record Updated	Aug 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	412 PLAYA BLANCA, ENCINITAS, CA 92024-3650

Mortgage

Document Number	0000197821
Date	Jul 25, 2023
Instrument	2023-0197821

Lender

Name	PERKINS LIVING TRUST
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	412 PLAYA BLANCA, ENCINITAS, CA 92024-3650
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 PLAYA BLANCA, ENCINITAS, CA 92024-3650

Mortgage

Document Number	0000667869
Date	Sep 22, 2021
Instrument	2021-0667869

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	868 Months
Due	Jan 30, 2094

November 2019: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 27, 2019
Property Address	412 PLAYA BLANCA, ENCINITAS, CA 92024-3650
Document Number	0000553029
Instrument Date	Nov 11, 2019
Instrument	553029
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	CALATLANTIC TITLE INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	412 PLAYA BLANCA ENCINITAS CA 920243650, ENCINITAS, CA 92024-3650

Mortgage

Document Number	553030
Date	Nov 27, 2019
Instrument	553030

Lender

Name	FINANCE OF AMERICA REVERSE
Address	8023 E 63RD PL # 700, TULSA, OK 74133-1240

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,456,560 (+2%) Land $1,248,480 Building $208,080
2025	$15,652.00 (+3.81%)	$1,428,000 (+329.62%) Land $1,224,000 Building $204,000
2024	$15,077.00 (+306.83%)
2023	$3,706.00 (+2.32%) Homeowner's exemption	$332,387 Land $168,659 Building $163,728
2022	$3,622.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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