412 Pinnacle Dr, Omer, MI 48749 Property Records

Arenac County property record for 412 Pinnacle Dr, Omer, MI 48749

Property Summary

Property Type	Single Family Home
Lot Size	1.21 acres (52,708 sqft)
Owner	Individual Name on Record
Tax Bill	$1,728 (2025)
Deeds & Mortgages	Aug 2017 Refinance Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005-0-R20-000-002-00`

Property Details

APN / Parcel Number

Primary APN	`005-0-R20-000-002-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	52,708 sqft (1.21 acres)
Lot Dimensions	253 ft deep x 208 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	412 PINNACLE DR
City	OMER
State	MI
Zip	48749-9790
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1, 2, 3, 4 RIFLE RIVER VALLEY ESTATES
Legal Range	04W
Legal Township	19N
Legal Section	20
Legal Subdivision	RIFLE RIVER VALLEY ESTATES
Legal Lot Number	1-4
Jurisdiction	ARENAC MI
Township / Civil Division	DEEP RIVER
Census Block Group	2
Census Block	2071
Census Tract	970300

Owner

Source: Arenac County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 PINNACLE DR, OMER, MI 48749-9790
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance ARENAC CTY HME IMP
Aug 10, 2017	Deed of Trust, Mortgage ARENAC COUNTY HOME
May 24, 2018	Deed of Trust, Mortgage ARENAC COUNTY HOME IM

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARENAC MI
Property Address	412 PINNACLE DR, OMER, MI 48749-9790
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201702767
Date	Aug 10, 2017
Instrument	201702767

Lender

Name	ARENAC CTY HME IMP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARENAC MI
Property Address	412 PINNACLE DR, OMER, MI 48749-9790
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201702767
Date	Aug 10, 2017
Instrument	201702767

Lender

Name	ARENAC COUNTY HOME

Agreement

Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARENAC MI
Property Address	412 PINNACLE DR, OMER, MI 48749-9790
Transaction Type	Mortgage
Record Updated	Nov 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201801891
Date	May 24, 2018
Instrument	201801891

Lender

Name	ARENAC COUNTY HOME IM

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Arenac County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Arenac County
County Subdivision	Deep River Township
Unified School District	Standish-Sterling Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,400	$176,800
2025	$1,728.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vogtmann Engineering Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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