Madison County property record for 412 Pepper Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $155,000 (Jul 2023) |
| Tax Bill | $1,527 (2025) |
| Deeds & Mortgages | Jul 2023 Transfer Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0073-0002-0021 |
| Primary APN | 0073-0002-0021 |
|---|---|
| Alternative APNs |
|
| Lot Area | 19,166 sqft (0.44 acres) |
|---|
| Account Number | 51695 |
|---|---|
| Street Address | 412 PEPPER DR |
| City | BEREA |
| State | KY |
| Zip | 40403-8037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUGARVILLE MEADOWS LOT 21 |
| Legal Subdivision | SUGARVILLE |
| Legal Block | 3 |
| Legal Lot Number | 21 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 11101 |
Source: Madison County records, as of December 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 412 PEPPER DR, BEREA, KY 40403-8037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 25, 2023 | Intrafamily Transfer, Transfer |
| Mar 20, 2017 | Warranty Deed, Subdivision Related Transfer KENNETH HOWELL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2023 · Amount on Record |
| Deed Sale | Jul 25, 2023 · Amount on Record |
| Prior Sale | Mar 20, 2017 · Amount on Record |
| Deed Document Number | 202314158442 |
| Deed Book / Page | 841 / 205 |
| Prior Transfer Date | Jul 14, 2022 |
| Prior Transfer Doc | 00D841/205 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 25, 2023 |
| Property Address | 412 PEPPER DR, BEREA, KY 40403-8037 |
| Document Number | 00D841/205 |
| Book / Page | D841 / 205 |
| Map Reference | MB 14 PG 174 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 2014158442 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 412 PEPPER DR, BEREA, KY 40403-8037 |
| Name | Verified Name |
|---|---|
| Address | 7407 W 300 N, GREENFIELD, IN 46140-7304 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 20, 2017 |
| Property Address | 412 PEPPER DR, BEREA, KY 40403-8037 |
| Document Number | D00742/370 |
| Book / Page | D00742 / 370 |
| Map Reference | MB14 PG174 |
| Instrument Date | Mar 16, 2017 |
| Instrument | 2013955939 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5668 SCAFFOLD CANE RD, MOUNT VERNON, KY 40456-7192 |
| Name | Verified Name |
|---|---|
| Address | 412 PEPPER DR, BEREA, KY 40403-8037 |
| Document Number | 2013955940 |
|---|---|
| Date | Mar 20, 2017 |
| Instrument | 2013955940 |
| Name | KENNETH HOWELL |
|---|---|
| Type | Private Party |
| Amount | Amount Recorded |
|---|---|
| Term | 2 Months |
| Due | Apr 30, 2017 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,527.00 (+45.01%) | $162,000 (+4.52%) | $162,000 (+4.52%) |
| 2023 | $1,053.00 Homeowner's exemption | $155,000 | $155,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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