412 Peach St, Columbus, MS 39701 Property Records

Lowndes County property record for 412 Peach St, Columbus, MS 39701

Property Summary

Property TypeDuplex
Details1 ba · 2,628 sqft · built 2013
Lot Size0.369 acres (16,100 sqft)
OwnerCompany Name on File
Tax Bill$4,898 (2025)
Deeds & MortgagesDec 2018 Line of Credit
Flood ZoneZone X (moderate risk)
APN61W060305000

Property Details

APN / Parcel Number

Primary APN61W060305000
Alternative APNs
  • 014374
  • 14374

Interior

Full Baths1 Bath
Stories1 Story
Building Area2,628 sqft Total Area
1st Floor Area4,302 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Exterior MaterialOther
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area16,100 sqft (0.369 acres)
Lot Dimensions140 ft deep x 115 ft wide
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number014374
Street Address412 PEACH ST
CityCOLUMBUS
StateMS
Zip39701-7707
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Description412-418 PEACH ST LOT 6 BLOCK K
Legal Range18W
Legal Township18S
Legal Section15
Legal SubdivisionCOX SUBDIV
Legal BlockK
Legal Lot Number6
JurisdictionLOWNDES MS
Township / Civil Division5
Census Block Group3
Census Block3012
Census Tract800

Owner

412 Peach St, a duplex, is owned by a company that acquired it in May 2013.

Source: Lowndes County records, as of December 15, 2025

Owner of RecordCompany Name on File
Mailing Address2015 4TH AVE N, COLUMBUS, MS 39701-7752
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 8, 2013
Deed SaleMay 8, 2013
Deed Document Number0020133128
Prior Transfer DateSep 27, 2006
Prior Transfer Doc0020067477
Record UpdatedJun 8, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address412 PEACH ST # 6, 6, COLUMBUS, MS 39701-7707
Document Number0020187288
Instrument DateDec 21, 2018
Transaction TypeMortgage
Record UpdatedJan 16, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2015 4TH AVE N COLUMBUS MS 397017752, COLUMBUS, MS 39701-7752

Mortgage

Document Number0020187288
DateDec 28, 2018
Book Page002018/027288
Lender
NameBANKFIRST FIN'L SVCS
TypeFunding / Finance Company
AddressCOLUMBUS, MS 39703
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueDec 27, 2023
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 412 Peach St was $4,898, up 1.2% from the year before.

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
MunicipalityColumbus City
Unified School DistrictColumbus Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,898.00 (+1.24%)$29,988$199,920 Land $5,640 Building $194,280
2024$4,838.00 (+8.26%)
2023$4,469.00$27,329$182,190 Land $6,370 Building $175,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 Peach St in Zone X, an area of moderate flood risk, though there have been 40 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims40 (1979–2021)
Claims Outside the SFHA16 of 40
Most Recent ClaimJun 2021 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes & Flooding, Dec 1990 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 412 Peach St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLUMBUS LIGHT & WATER
serves 23,616 people · EPA ID MS0440003
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
C Spire Wireless
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on Peach St

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