412 Panola St, Georgetown, IL 61846 Property Records

Vermilion County property record for 412 Panola St, Georgetown, IL 61846

Property Summary

Property Type	Single Family Home
Lot Size	0.267 acres (11,647 sqft)
Owner	Individual Name on File
Last Sale	$148,000 (Nov 2025)
Tax Bill	$2,178 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`28-32-115-001`

Property Details

APN / Parcel Number

Primary APN	`28-32-115-001`
Alternative APN	`GEOL0351`

Exterior

Lot Area	11,647 sqft (0.267 acres)
Lot Dimensions	148 ft deep x 71 ft wide

Location & Zoning

Street Address	412 PANOLA ST
City	GEORGETOWN
State	IL
Zip	61846-1560
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALONZO CLIFTONS SUMMIT LAWN ADD--VCTD ALLEY N&W ADJ L11 & ALL L11
Legal Range	11W
Legal Township	18N
Legal Section	32
Legal Subdivision	ALONZO CLIFTONS SUMMIT LAWN
Legal Lot Number	11
Jurisdiction	VERMILION IL
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1076
Census Tract	11000

Owner

412 Panola St is owned and occupied by an individual who bought it in November 2025.

Source: Vermilion County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	302 VERMILION ST, GEORGETOWN, IL 61846-1628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 6, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2025 · Amount on File
Deed Sale	Nov 26, 2025 · Amount on File
Deed Document Number	20259258
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VERMILION IL
Recording Date	Nov 26, 2025
Property Address	412 PANOLA ST, GEORGETOWN, IL 61846-1560
Document Number	0002509258
Map Reference	DR 615 PG 430
Instrument Date	Nov 25, 2025
Instrument	25-09258
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 PANOLA ST, GEORGETOWN, IL 61846-1560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 PANOLA ST, GEORGETOWN, IL 61846-1560

Mortgage

Document Number	0002509259
Date	Nov 26, 2025
Instrument	25-09259

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.25%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VERMILION IL
Recording Date	Apr 6, 2022
Property Address	412 PANOLA ST, GEORGETOWN, IL 61846-1560
Document Number	0002202251
Instrument Date	Apr 5, 2022
Instrument	22-02251
Transaction Type	Transfer
Record Updated	Apr 27, 2022

Transaction

Amount	Amount on Record
Tax	$58.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	205 E 9TH ST, GEORGETOWN, IL 61846-1526

Tax Assessment & Valuation

The 2025 property tax bill for 412 Panola St was $2,178 with exemptions applied, up 1,22% from the year before.

Source: Vermilion County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Vermilion County
County Subdivision	Georgetown Township
Municipality	Georgetown City
Unified School District	Georgetown-Ridge Farm Consolidated Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,178.00 (+1,22%) Homeowner's exemption Senior Citizen's exemption	$35,912 (+7.24%) Land $3,457 Building $32,455	$107,736 (+7.24%) Land $10,371 Building $97,365
2024	$165.00 Homeowner's exemption Senior Citizen's exemption	$33,488 Land $3,224 Building $30,264	$100,464 Land $9,672 Building $90,792
2022	$168.00 Homeowner's exemption Senior Citizen's exemption	$29,296 Land $2,820 Building $26,476	$87,888 Land $8,460 Building $79,428

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 412 Panola St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 412 Panola St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN serves 4,200 people · EPA ID IL1830350
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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