412 Oyster Dr, La Selva Beach (Watsonville), CA 95076 Property Records

Santa Cruz County property record for 412 Oyster Dr, La Selva Beach, CA 95076

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,144 sqft · built 1982
Lot Size	0.034 acres (1,481 sqft)
Owner	Individual Name on File
Last Sale	$526,500 (Feb 2015)
Tax Bill	$10,061 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`046-301-26`

Property Details

APN / Parcel Number

Primary APN	`046-301-26`
Alternative APN	`046-301-26-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,144 sqft Living Area
Gross Area	1,668 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	1,481 sqft (0.034 acres)
View / Lot	Ocean
Garage Type	Attached
Garage Area	524 sqft
Parking Spaces	2 Parking Spaces
Deck Area	65 sqft
Patio Area	65 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	412 OYSTER DR
City	WATSONVILLE
State	CA
Zip	95076-1855
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	SU
Legal Description	TR 630
Legal Subdivision	CANON DEL SOL TR #630
Legal Tract	630
Legal Lot Number	26
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2009
Census Tract	122300

Owner

412 Oyster Dr, a townhouse, is owned by an individual who bought it in February 2015.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	17690 JOHN TELFER DR, MORGAN HILL, CA 95037-4023
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · VA Mortgage GLOBAL EQUITY FINANCE INC
May 2, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2015 · Amount on File
Deed Sale	Feb 23, 2015 · Amount on File
Prior Sale	Jul 9, 2014 · Amount on File
Deed Document Number	20156373
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	412 OYSTER DR, LA SELVA BEACH, CA 95076-1855
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 OYSTER DR, WATSONVILLE, CA 95076-1855

Mortgage

Document Number	0000020565
Date	Apr 9, 2021
Instrument	2021-0020565

Lender

Name	GLOBAL EQUITY FINANCE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 2, 2019
Property Address	412 OYSTER DR, LA SELVA BEACH, CA 95076-1855
Document Number	0000011612
Instrument Date	Apr 30, 2019
Instrument	11612
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	17690 JOHN TELFER DR MORGAN HILL CA 950374023, MORGAN HILL, CA 95037-4023

Tax Assessment & Valuation

The 2025 property tax bill for 412 Oyster Dr was $10,061.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$645,430 (+2%) Land $412,511 Building $232,919
2025	$10,061.00	$632,775 Land $404,423 Building $228,352
2023	$8,775.00 (+2.43%)	$608,203 Land $388,719 Building $219,484	$732,510
2022	$8,567.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 Oyster Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	7 (1978–2010)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Apr 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Oyster Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio, Etheric Networks.

Cell Coverage

5G and 4G LTE (outdoors only)

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