412 Owen St, Arcadia, WI 54612 Property Records

Trempealeau County property record for 412 Owen St, Arcadia, WI 54612

Property Summary

Property Type	Single Family Home
Lot Size	0.154 acres (6,749 sqft)
Owner	2 Individual Names on File
Last Sale	$95,000 (Jan 2020)
Tax Bill	$1,788 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`201-00189-0000`

Property Details

APN / Parcel Number

Primary APN	`201-00189-0000`

Exterior

Lot Area	6,749 sqft (0.154 acres)

Location & Zoning

Street Address	412 OWEN ST
City	ARCADIA
State	WI
Zip	54612-1024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REVISED & CONSOLIDATEDLOT 8 BLK 29F/K/A COMSTOCK'S ADDITIONLOT 8 BLK 29
Legal Subdivision	COMSTOCK'S ADDITION
Legal Block	29,29
Legal Lot Number	8
Jurisdiction	TREMPEALEAU WI
Township / Civil Division	ARCADIA
Census Block Group	1
Census Block	1017
Census Tract	100600

Owner

412 Owen St is owned and occupied by two individuals who bought it in January 2020.

Source: Trempealeau County records, as of June 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	412 OWEN ST, ARCADIA, WI 54612-1024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2020 · Amount on File
Deed Sale	Jan 15, 2020 · Amount on File
Deed Document Number	2020458581
Record Updated	Sep 20, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TREMPEALEAU WI
Recording Date	Jan 15, 2020
Property Address	412 OWEN ST, ARCADIA, WI 54612-1024
Document Number	0000458581
Instrument Date	Jan 14, 2020
Instrument	458581
Transaction Type	Transfer
Record Updated	Jul 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000458582
Date	Jan 15, 2020
Instrument	458582

Lender

Name	ARCADIA CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 412 Owen St was $1,788.

Source: Trempealeau County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Arcadia City
County	Trempealeau County
Unified School District	Arcadia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,788.00	$129,800 Land $22,000 Building $107,800	$130,653 (+1.12%) Land $22,144 Building $108,509
2024			$129,200 (+11.38%)
2023	$1,731.00	$94,800 Land $15,100 Building $79,700	$116,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 Owen St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 12, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	12 (1992–2017)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jul 2017 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mud
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mud, Jul 2017 · 4 claims Severe Storms And Flooding, Sep 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Owen St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARCADIA WATERWORKS serves 3,737 people · EPA ID WI6620319
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Tri-County Communications Cooperative Cable	250 / 25