412 Orchard Ct, Troy, IL 62294 Property Records

Madison County property record for 412 Orchard Ct, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 936 sqft · built 1996
Lot Size	0.137 acres (5,969 sqft)
Owner	Individual Name on File
Last Sale	$229,000 (Jun 2023)
Tax Bill	$3,888 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2023 Foreclosure
APN	`09-2-22-04-13-304-016`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-04-13-304-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	936 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	5,969 sqft (0.137 acres)
Lot Dimensions	100 ft deep x 59.7 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	412 ORCHARD CT
City	TROY
State	IL
Zip	62294-1097
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST ADDN ORCHARD PARK LOT 36 59.68 X 100.01 IRR
Legal Subdivision	FIRST ADDN
Legal Lot Number	36
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	5
Census Block	5000
Census Tract	403531

Owner

412 Orchard Ct is owned and occupied by an individual who bought it in June 2023.

Source: Madison County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	412 ORCHARD CT, TROY, IL 62294-1097
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Warranty Deed, Transfer · Conventional Mortgage ENDEAVOR CAPITAL LLC
Jun 13, 2023	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2023 · Amount on File
Deed Sale	Jun 29, 2023 · Amount on File
Prior Sale	Jun 13, 2023
Deed Document Number	202317171
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jun 29, 2023
Property Address	412 ORCHARD CT, TROY, IL 62294-1097
Document Number	0000017171
Map Reference	PC 59 PG 85
Instrument Date	Jun 26, 2023
Instrument	2023R17171
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	HIGHLAND CMNTY TITLE LLC, HIGHLAND COMMUNITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 ORCHARD CT, TROY, IL 62294-1097

Mortgage

Document Number	0000017172
Date	Jun 29, 2023
Instrument	2023R17172

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.88%

June 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MADISON IL
Recording Date	Jun 13, 2023
Property Address	412 ORCHARD CT, TROY, IL 62294-1097
Document Number	0000015373
Map Reference	PC 59 PG 85
Instrument Date	Oct 4, 2022
Instrument	2023R15373
Transaction Type	Foreclosure
Record Updated	Jul 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 574, SALEM, IL 62881-0574

Tax Assessment & Valuation

The 2025 property tax bill for 412 Orchard Ct was $3,888 with a homeowner's exemption, up 7% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,888.00 (+7.05%)	$62,200 Land $9,510 Building $52,690	$186,600 Land $28,530 Building $158,070
2024	$3,632.00
2022	$3,173.00	$48,480 Land $7,410 Building $41,070	$145,585 Land $22,252 Building $123,333

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 412 Orchard Ct.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Orchard Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Orchard Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures