412 Oleander Dr, Desoto, TX 75115 Property Records

Dallas County property record for 412 Oleander Dr, Desoto, TX 75115

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,430 sqft · built 2003
Lot Size	0.227 acres (9,866 sqft)
Owner	2 Individual Names on File
Last Sale	$295,500 (Apr 2020)
Tax Bill	$7,955 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`200176900D00400`

Property Details

APN / Parcel Number

Primary APN	`200176900D00400`
Alternative APN	`20-01769-00D-004-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,430 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,866 sqft (0.227 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	200176900D00400
Street Address	412 OLEANDER DR
City	DESOTO
State	TX
Zip	75115-1471
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z312
Legal Description	CHURCHILL ESTATES PH 2 BLK D LT 4 INT202000095308 DD04062020 CO-DC 0176900D00400 4CS0176900D
Legal Subdivision	CHURCHILL ESTATES PH 2
Legal Tract	1769
Legal Block	D
Legal Lot Number	4
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	1
Census Block	1000
Census Tract	16633

Owner

412 Oleander Dr is owned and occupied by two individuals who bought it in April 2020.

Source: Dallas County records, as of August 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	412 OLEANDER DR, DESOTO, TX 75115-1471
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · FHA Mortgage SIMPLE TITLE, SIMPLIFILE
Aug 9, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECURITY ONE LENDING
Oct 3, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 14, 2020	Vendor's Lien, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2020 · Amount on File
Deed Sale	Apr 14, 2020 · Amount on File
Prior Sale	Jan 5, 2004 · Amount on File
Deed Document Number	202095308
Prior Transfer Date	Apr 7, 2020
Prior Transfer Doc	0000095308
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Recording Date	Aug 10, 2026
Property Address	412 OLEANDER DR, DESOTO, TX 75115-1471
Document Number	0000170497
Instrument Date	Jul 17, 2026
Instrument	2026170497
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 OLEANDER DR, DESOTO, TX 75115-1471

Mortgage

Document Number	0000170497,
Date	Aug 10, 2026
Instrument	2026170497

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Sep 1, 2066

Interest

Rate	6.47%
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	412 OLEANDER DR, DESOTO, TX 75115-1471
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 OLEANDER DR, DESOTO, TX 75115-1471

Mortgage

Document Number	0000159237
Date	Aug 9, 2023
Instrument	202300159237

Lender

Name	SECURITY ONE LENDING
Type	Mortgage Company
Address	DESOTO, TX 75115

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	321 Months
Due	May 1, 2050

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	412 OLEANDER DR, DESOTO, TX 75115-1471
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 OLEANDER DR, DESOTO, TX 75115-1471

Mortgage

Document Number	0000261627
Date	Oct 3, 2022
Instrument	202200261627

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	331 Months
Due	May 1, 2050

April 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Apr 14, 2020
Property Address	412 OLEANDER DR, DESOTO, TX 75115-1471
Document Number	202000095308
Map Reference	VOL 2002050 PG 31
Instrument Date	Apr 7, 2020
Instrument	202000095308
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	PROVIDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9810 ROSEBANK AVE, 9810, BATON ROUGE, LA 70810-2565

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 OLEANDER DR, DESOTO, TX 75115-1471

Mortgage

Document Number	202000095309
Date	Apr 14, 2020
Instrument	202000095309

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 412 Oleander Dr was $7,955 with exemptions applied, up 0.2% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	DeSoto City
Unified School District	DeSoto Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,760 (-) Land $95,000 Building $318,760	$413,760 (-) Land $95,000 Building $318,760
2025	$7,955.00 (+0.19%) Homeowner's exemption	$413,760 Land $95,000 Building $318,760	$413,760 Land $95,000 Building $318,760
2024	$7,940.00 (-16.68%)
2023	$9,529.00 (-8.94%)	$413,760 Land $95,000 Building $318,760	$413,760 Land $95,000 Building $318,760
2022	$10,465.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 Oleander Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Oleander Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DESOTO serves 57,999 people · EPA ID TX0570006
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Nextlink.

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