Ward County property record for 412 Oak Rd, Surrey, ND 58785
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,144 sqft · built 1960 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Aug 2020) |
| Tax Bill | $1,275 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage |
| APN | SY190250000160 |
| Primary APN | SY190250000160 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,144 sqft Living Area |
| Basement Area | 1,024 sqft |
| Unfinished Basement | 1,024 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Wood |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Detached |
| Garage Area | 1,008 sqft |
| Heating System | Gas |
|---|
| Street Address | 412 OAK RD |
|---|---|
| City | SURREY |
| State | ND |
| Zip | 58785-8001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUB: SY19025LOT 16 REARR SPRINGTIME ADDN SURREY CITY S41 |
| Legal Subdivision | REARR SPRINGTIME ADD |
| Legal Lot Number | 16 |
| Jurisdiction | WARD ND |
| Township / Civil Division | SURREY |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 10800 |
412 Oak Rd is owned and occupied by two individuals who bought it in August 2020.
Source: Ward County records, as of March 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 412 OAK RD, SURREY, ND 58785-8001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2020 · Amount on File |
| Deed Sale | Aug 25, 2020 · Amount on File |
| Deed Document Number | 20203042631 |
| Prior Transfer Date | Aug 24, 2020 |
| Prior Transfer Doc | 0003042631 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARD ND |
| Recording Date | Aug 25, 2020 |
| Property Address | 412 OAK RD, SURREY, ND 58785-8001 |
| Document Number | 0003042631 |
| Instrument Date | Aug 24, 2020 |
| Instrument | 3042631 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 412 OAK RD, SURREY, ND 58785-8001 |
| Document Number | 0003042632 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 3042632 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 412 Oak Rd was $1,275.
Source: Ward County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Ward County |
| Municipality | Surrey City |
| Unified School District | Surrey Public School District 41 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,275.00 | $108,500 Land $15,000 Building $93,500 | $217,000 Land $30,000 Building $187,000 |
| 2023 | $2,682.00 | $102,500 Land $12,000 Building $90,500 | $205,000 Land $24,000 Building $181,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 412 Oak Rd; there have been 5 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1986–2011) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Jun 2011 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 412 Oak Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 87% of North Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SURREY serves 1,365 people · EPA ID ND5100923 |
|---|---|
| Water Source | Purchased groundwater from NORTH PRAIRIE RWD-SYSTEM 1&2 |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| SRT Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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