Black Hawk County property record for 412 Oak Ave, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,260 sqft · built 1902 |
| Lot Size | 0.111 acres (4,840 sqft) |
| Owner | Company Name on File |
| Last Sale | $17,000 (Oct 2022) |
| Tax Bill | $866 (2025) |
| Flood Zone | Zone X (reduced by levee) |
| APN | 8913-23-428-018 |
| Primary APN | 8913-23-428-018 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 616 sqft |
| Basement Area | 616 sqft |
| Unfinished Basement | 616 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Exterior Material | Asbestos |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 4,840 sqft (0.111 acres) |
| Lot Dimensions | 121 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 219 sqft |
| Patio Area | 352 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 412 OAK AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-3417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JAMES VIRDENS ADDITION COM 110 FT NE FROM W COR LOT 10 BLK 5 TH NE TO CENTER LINE LOT 6 TH SE TO PT 90 FT NW FROM ALLEY TH SW |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 23 |
| Legal Subdivision | JAMES VIRDENS ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 6,10 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 100 |
Source: Black Hawk County assessment roll, as of October 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1221 FRANKLIN ST, WATERLOO, IA 50703-4427 |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 11, 2022 · Amount on Record |
| Deed Sale | Oct 11, 2022 · Amount on Record |
| Prior Sale | Oct 11, 2021 · Amount on Record |
| Deed Document Number | 20227790 |
| Record Updated | Sep 20, 2026 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $866.00 | $56,590 (+41.62%) Land $6,720 Building $49,870 | $56,590 (+41.62%) Land $6,720 Building $49,870 |
| 2024 | $866.00 (-11.27%) | ||
| 2023 | $39,960 (+65.47%) Land $6,720 Building $33,240 | $39,960 (+65.47%) Land $6,720 Building $33,240 | |
| 2022 | $976.00 | $24,150 Land $6,720 Building $17,430 | |
| 2021 | $24,150 Land $6,720 Building $17,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1993–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | May 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AMG Technology Investment Group, LTD Broadband.
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