La Crosse County property record for 412 Oak Ave N, Onalaska, WI 54650
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.139 acres (6,055 sqft) |
| Owner | Individual Name on File |
| Last Sale | $206,000 (Feb 2024) |
| Tax Bill | $2,784 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Feb 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-001174-000 |
| Primary APN | 018-001174-000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 6,055 sqft (0.139 acres) |
|---|---|
| Lot Dimensions | 98 ft deep x 60 ft wide |
| Account Number | 41285 |
|---|---|
| Old Parcel Number | 18 1174 0 |
| Street Address | 412 OAK AVE N |
| City | ONALASKA |
| State | WI |
| Zip | 54650-2635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASSESSORS PLAT OF ONALASKA PRT OUTLOT 159 COM NW COR BLK 1 TOMPKINS ADDN N ALG W LN OL 159 EXTD S 460FT TO POB S89DE 100FT N |
| Legal Range | 07 |
| Legal Township | 16 |
| Legal Section | 04 |
| Legal Quarter | SW |
| Quarter-Quarter Section | SW |
| Legal Subdivision | ASSESSORS PLAT OF ONALASKA PRT |
| Legal Block | 1 |
| Legal Lot Number | 159 |
| Jurisdiction | LA CROSSE WI |
| Township / Civil Division | ONALASKA |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 10403 |
412 Oak Ave N is owned and occupied by an individual who bought it in February 2024.
Source: La Crosse County records, as of February 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 412 OAK AVE N, ONALASKA, WI 54650-2635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU |
| Feb 16, 2024 | Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU |
| Oct 16, 2020 | Warranty Deed, Transfer NOT AVAILABLE, KNI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 2024 · Amount on File |
| Deed Sale | Feb 16, 2024 · Amount on File |
| Prior Sale | Oct 16, 2020 · Amount on File |
| Deed Document Number | 1817316 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 412 OAK AVE N, ONALASKA, WI 54650-2635 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001756784 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | 1756784 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 8, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Feb 16, 2024 |
| Property Address | 412 OAK AVE N, ONALASKA, WI 54650-2635 |
| Document Number | 0001817316 |
| Instrument Date | Feb 14, 2024 |
| Instrument | 1817316 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2024 |
| Title Company | KNIGHT BARRY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $618.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 OAK AVE N, ONALASKA, WI 54650-2635 |
| Investor | Possibly a Property Investor |
| Document Number | 0001817317 |
|---|---|
| Date | Feb 16, 2024 |
| Instrument | 1817317 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Oct 16, 2020 |
| Property Address | 412 OAK AVE N, ONALASKA, WI 54650-2635 |
| Document Number | 0001757352 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 1757352 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2024 |
| Title Company | NOT AVAILABLE, KNI |
| Amount | Amount on Record |
|---|---|
| Tax | $449.70 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8384 IDYLLVIEW AVE, SPARTA, WI 54656-3616 |
The 2025 property tax bill for 412 Oak Ave N was $2,784.
Source: La Crosse County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | La Crosse County |
| Municipality | Onalaska City |
| Unified School District | Onalaska School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,784.00 | $206,000 Land $42,400 Building $163,600 | $208,400 |
| 2023 | $2,568.00 (+4.26%) | $152,100 (-) Land $30,300 Building $121,800 | $152,100 (-) Land $30,300 Building $121,800 |
| 2022 | $2,463.00 Homeowner's exemption | $152,100 Land $30,300 Building $121,800 | $152,100 Land $30,300 Building $121,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 412 Oak Ave N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 412 Oak Ave N is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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