412 NW 20th Ln, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 412 NW 20th Ln, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,152 sqft · built 1998
Lot Size	0.277 acres (12,066 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Apr 2020)
Tax Bill	$3,367 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Apr 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-09-37-35-0020-00460-0040`

Property Details

APN / Parcel Number

Primary APN	`1-09-37-35-0020-00460-0040`
Alternative APN	`R10937350020004600040`

Interior

Full Baths	2 Baths
Building Area	1,152 sqft Living Area
Gross Area	1,774 sqft
1st Floor Area	1,152 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,066 sqft (0.277 acres)
Lot Dimensions	142 ft deep x 85 ft wide
Garage Type	Carport
Garage Area	192 sqft
Carport	Carport
Carport Area	192 sqft
Porch	Finished Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	412 NW 20TH LN
City	OKEECHOBEE
State	FL
Zip	34972-4307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONNERS HIGHLANDS (PLAT BOOK 1 PAGE 21) LOT 4 & EAST 1/2 OF LOT 5 & WEST 10 FEET OF LOT 3 BLOCK 46
Legal Range	35E
Legal Township	37S
Legal Section	09
Legal Subdivision	CONNERS HIGHLANDS
Legal Block	46
Legal Lot Number	4,5,3
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2012
Census Tract	910201

Owner

Source: Okeechobee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	388 NW 20TH LN, OKEECHOBEE, FL 34972-4307
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NATIONAL ASSOCIATION
Apr 3, 2020	Warranty Deed, Transfer OKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC
Jun 11, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2020 · Amount on Record
Deed Sale	Apr 3, 2020 · Amount on Record
Prior Sale	Apr 25, 2016 · Amount on Record
Deed Document Number	20203436
Prior Transfer Date	Apr 1, 2020
Prior Transfer Doc	2020003436
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	412 NW 20TH LN, OKEECHOBEE, FL 34972-4307
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 NW 20TH LN, YEEHAW, FL 34972-4307

Mortgage

Document Number	2021004877
Date	Apr 20, 2021
Instrument	2021004877

Lender

Name	SOUTH STATE BANK NATIONAL ASSOCIATION
Type	Bank
Address	OKEECHOBEE, FL 34974

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Apr 3, 2020
Property Address	412 NW 20TH LN, OKEECHOBEE, FL 34972-4307
Document Number	0000003436
Instrument Date	Apr 1, 2020
Instrument	3436
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$700.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	388 NW 20TH LN OKEECHOBEE FL 349724307, OKEECHOBEE, FL 34972-4307

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jun 11, 2018
Property Address	412 NW 20TH LN, OKEECHOBEE, FL 34972-4307
Document Number	0008081470
Book / Page	000808 / 001470
Instrument Date	Jun 11, 2018
Instrument	7505
Transaction Type	Transfer
Record Updated	Jul 12, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2735 NE 103RD AVE OKEECHOBEE FL 349748239, OKEECHOBEE, FL 34974-8239

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,367.00 (+11.86%)	$206,571 (+2.9%) Land $25,500 Building $181,071	$206,571 (+2.9%) Land $25,500 Building $181,071
2023	$3,010.00 (+16.71%)	$200,744 (+25.21%) Land $18,700 Building $182,044	$200,744 (+25.21%) Land $18,700 Building $182,044
2022	$2,579.00	$160,326 Land $11,475 Building $148,851	$160,326 Land $11,475 Building $148,851

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (2004–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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