Okeechobee County property record for 412 NW 12th St, Okeechobee, FL 34972
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.217 acres (9,453 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $288,000 (Feb 2026) |
| Tax Bill | $491 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-16-37-35-0020-000F0-0120 |
| Primary APN | 3-16-37-35-0020-000F0-0120 |
|---|
| Lot Area | 9,453 sqft (0.217 acres) |
|---|---|
| Lot Dimensions | 150 ft deep x 63 ft wide |
| Street Address | 412 NW 12TH ST |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34972-2140 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | MALLARD LANDING (PLAT BOOK 8 PAGES 94 & 95) LOT 12 BLOCK F |
| Legal Block | F |
| Legal Lot Number | 12 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 910201 |
Source: Okeechobee County records, as of March 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 412 NW 12TH ST, OKEECHOBEE, FL 34972-2140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2026 · Amount on Record |
| Deed Sale | Feb 27, 2026 · Amount on Record |
| Deed Document Number | 2026002227 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Feb 27, 2026 |
| Property Address | 412 NW 12TH ST, OKEECHOBEE, FL 34972-2140 |
| Document Number | 0000002227 |
| Map Reference | MB 8 PG 94 |
| Instrument Date | Feb 26, 2026 |
| Instrument | 2026002227 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 10, 2026 |
| Title Company | HB TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,016.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184 |
| Name | Verified Name |
|---|---|
| Address | 412 NW 12TH ST, OKEECHOBEE, FL 34972-2140 |
| Document Number | 0000002228 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 2026002228 |
| Name | COASTAL LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
Source: Okeechobee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Municipality | Okeechobee City |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $491.00 | $25,000 Land $25,000 | $25,000 Land $25,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 5 (2004–2017) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
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