412 Nicholson Rd, Mount Ephraim, NJ 08059 Property Records

Camden County and Haddon Township property record for 412 Nicholson Rd, Mount Ephraim, NJ 08059

Property Summary

Property Type	Single Family Home
Details	1,382 sqft · built 1940
Lot Size	0.149 acres (6,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$32,500 (Jan 2018)
Tax Bill	$8,364 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jan 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-00004-13-00001`

Property Details

APN / Parcel Number

Primary APN	`16-00004-13-00001`
Alternative APNs	`1600004001300001` `1600278000000003`

Interior

Stories	1 Story
Building Area	1,382 sqft Living Area
1st Floor Area	1,382 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	6,499 sqft (0.149 acres)
Lot Dimensions	100 ft deep x 65 ft wide

Location & Zoning

Old Parcel Number	1600278000000003
Street Address	412 NICHOLSON RD
City	MOUNT EPHRAIM
State	NJ
Zip	08059-1949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	L2
Legal Subdivision	WEST COLLINGSWOOD HEIGHTS SEC
Legal Block	4.13
Legal Lot Number	1
Jurisdiction	CAMDEN NJ
Township / Civil Division	HADDON
Census Block Group	2
Census Block	2010
Census Tract	611700

Owner

Source: Camden County and Haddon Township records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	412 NICHOLSON RD, MOUNT EPHRAIM, NJ 08059-1949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jan 23, 2018	Grant Deed, Transfer CORE TITLE
Oct 26, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2018 · Amount on Record
Deed Sale	Jan 23, 2018 · Amount on Record
Prior Sale	Oct 26, 2017 · Amount on Record
Deed Document Number	20185399
Deed Book / Page	10808 / 1787
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	412 NICHOLSON RD, MOUNT EPHRAIM, NJ 08059-1949
Transaction Type	Mortgage
Record Updated	Jul 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 NICHOLSON RD, MOUNT EPHRAIM, NJ 08059-1949

Mortgage

Document Number	0000042858
Date	Jul 7, 2023
Book Page	12383/137
Instrument	2023042858

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 22, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAMDEN NJ
Recording Date	Jan 23, 2018
Property Address	412 NICHOLSON RD, MOUNT EPHRAIM, NJ 08059-1949
Document Number	0000005399
Book / Page	010808 / 001787
Instrument Date	Nov 21, 2017
Instrument	5399
Transaction Type	Transfer
Record Updated	Feb 22, 2018
Title Company	CORE TITLE

Transaction

Amount	Amount Recorded
Tax	$32.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	412 NICHOLSON RD MOUNT EPHRAIM NJ 080591949, MOUNT EPHRAIM, NJ 08059-1949

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CAMDEN NJ
Recording Date	Oct 26, 2017
Property Address	412 NICHOLSON RD, MOUNT EPHRAIM, NJ 08059-1949
Document Number	0000079313
Book / Page	010744 / 001145
Instrument Date	Jun 16, 2017
Instrument	79313
Transaction Type	Foreclosure
Record Updated	Feb 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	101 W ELMER RD VINELAND NJ 083606312, VINELAND, NJ 08360-6312

Tax Assessment & Valuation

Source: Camden County and Haddon Township assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
County Subdivision	Haddon Township
Unified School District	Haddon Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$367,500 (-) Land $81,600 Building $285,900	$367,500 (-) Land $81,600 Building $285,900
2025	$8,364.00 (+35.98%)	$367,500 (+145.16%) Land $81,600 Building $285,900	$367,500 (+145.16%) Land $81,600 Building $285,900
2024	$6,151.00 (+4.04%)
2023		$149,900 Land $53,900 Building $96,000	$149,900 Land $53,900 Building $96,000
2022	$5,912.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	10 (1994–2018)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Mar 2018 · other causes
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - WESTERN private · serves 274,291 people · EPA ID NJ0327001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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