Placer County property record for 412 N St, Lincoln, CA 95648
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,152 sqft · built 1960 |
| Lot Size | 0.148 acres (6,443 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (May 2021) |
| Tax Bill | $4,988 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-062-006-000 |
| Primary APN | 008-062-006-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,152 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 6,443 sqft (0.148 acres) |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 412 N ST |
|---|---|
| City | LINCOLN |
| State | CA |
| Zip | 95648-1522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FR L 7 8 BLK 28 WESTERN ADD #2 |
| Legal Subdivision | WESTERN ADD |
| Legal Block | 28 |
| Legal Lot Number | 7 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 21403 |
412 N St is owned and occupied by two individuals who bought it in May 2021.
Source: Placer County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 412 N ST, LINCOLN, CA 95648-1522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK |
| May 26, 2021 | Grant Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2021 · Amount on File |
| Deed Sale | May 26, 2021 · Amount on File |
| Prior Sale | Jul 8, 2014 · Amount on File |
| Deed Document Number | 202169936 |
| Prior Transfer Date | Nov 17, 2006 |
| Prior Transfer Doc | 0000126064 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 412 N ST, LINCOLN, CA 95648-1522 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000067483 |
|---|---|
| Date | Jul 7, 2020 |
| Instrument | 2020-0067483 |
| Name | ONE AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | May 26, 2021 |
| Property Address | 412 N ST, LINCOLN, CA 95648-1522 |
| Document Number | 0000069936 |
| Map Reference | MB C PG 59 |
| Instrument Date | May 21, 2021 |
| Instrument | 2021-0069936 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 412 N ST, LINCOLN, CA 95648-1522 |
| Document Number | 0000069937 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 2021-0069937 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 412 N St was $4,988.
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Municipality | Lincoln City |
| Unified School District | Western Placer Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $485,680 (+2%) Land $121,447 Building $364,233 | |
| 2025 | $4,988.00 | $476,158 Land $119,066 Building $357,092 |
| 2023 | $4,464.00 (-7.02%) | $419,000 Land $104,800 Building $314,200 |
| 2022 | $4,801.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 412 N St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1995) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 412 N St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004 |
|---|---|
| Water Source | Purchased surface water from PLACER CWA - FOOTHILL |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Corridor Wireless Fixed Wireless | 100 / 100 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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