412 N Red Spruce Ave, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 412 N Red Spruce Ave, Sioux Falls, SD 57110

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,594 sqft · built 2019
Lot Size	0.413 acres (18,012 sqft)
Owner	2 Trust Names on File
Last Sale	$385,500 (Jul 2019)
Tax Bill	$7,065 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-23-17-335-004-000`

Property Details

APN / Parcel Number

Primary APN	`01-23-17-335-004-000`
Alternative APN	`91195`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,594 sqft Finished Area
Basement Area	1,540 sqft
Finished Basement	1,420 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,012 sqft (0.413 acres)
Garage Type	Attached
Garage Area	918 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	91195
Street Address	412 N RED SPRUCE AVE
City	SIOUX FALLS
State	SD
Zip	57110-6286
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 10 WILLOW RIDGE III ADDITION TO THE CITY OF SIOUX FALLS
Legal Subdivision	WILLOW RIDGE III ADDITION
Legal Block	10
Legal Lot Number	4
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1107
Census Tract	10403

Owner

412 N Red Spruce Ave is owner-occupied and held in a trust since July 2019.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	412 N RED SPRUCE AVE, SIOUX FALLS, SD 57110-6286
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST PREMIER BANK
Jul 20, 2021	Deed of Trust, Mortgage · Line of Credit FIRST PREMIER BANK
Jul 1, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST PREMIER BANK
Oct 4, 2018	Warranty Deed, Construction Loan · Construction Mortgage FIRST DAKOTA NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on File
Deed Sale	Jul 1, 2019 · Amount on File
Prior Sale	Oct 4, 2018 · Amount on File
Deed Book / Page	589-D / 0992
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	412 N RED SPRUCE AVE, SIOUX FALLS, SD 57110-6286
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1901MTG/581
Date	Oct 14, 2020
Book Page	1901 MTG/581

Lender

Name	FIRST PREMIER BANK
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	412 N RED SPRUCE AVE, SIOUX FALLS, SD 57110-6286
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 N RED SPRUCE AVE, SIOUX FALLS, SD 57110-6286

Mortgage

Document Number	1928MTG/760
Date	Jul 20, 2021
Book Page	1928 MTG/760

Lender

Name	FIRST PREMIER BANK
Type	Bank
Address	SIOUX FALLS, SD 57103

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jul 1, 2019
Property Address	412 N RED SPRUCE AVE, SIOUX FALLS, SD 57110-6286
Document Number	589DEED/0992
Book / Page	589 DEED / 0992
Instrument Date	Jun 21, 2019
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	412 N RED SPRUCE AVE, SIOUX FALLS, SD 57110-6286

Mortgage

Document Number	1861MTG0892
Date	Jul 1, 2019
Instrument	1861 MTG/0892

Lender

Name	FIRST PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

October 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Oct 4, 2018
Property Address	412 N RED SPRUCE AVE, SIOUX FALLS, SD 57110-6286
Document Number	585DEED/0637
Book / Page	585 DEED / 0637
Instrument Date	Oct 2, 2018
Transaction Type	Construction Loan
Record Updated	May 2, 2023

Transaction

Amount	Amount on Record
Tax	$64.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5928 S SAN DIEGO AVE, SIOUX FALLS, SD 57106-8822
Investor	Possibly a Property Investor

Mortgage

Document Number	1848MTG381
Date	Oct 4, 2018
Instrument	1848 MTG/381

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 412 N Red Spruce Ave was $7,065.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Brandon Valley School District 49-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$515,961 (-1.1%) Land $80,109 Building $435,852	$515,961 Land $80,109 Building $435,852
2025	$7,065.00	$521,700 (-2.69%) Land $81,000 Building $440,700
2024	$7,065.00	$536,100 Land $81,000 Building $455,100
2022	$7,307.00	$485,900 Land $95,200 Building $390,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 N Red Spruce Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 N Red Spruce Ave is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 72% of South Dakota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	MINNEHAHA COMMUNITY WATER CORP
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Alliance Communications Cooperative.

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