412 N Pine St, Creston, IA 50801 Property Records

Union County property record for 412 N Pine St, Creston, IA 50801

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,675 sqft · built 1903
Lot Size	0.165 acres (7,200 sqft)
Owner	Company Name on Record
Last Sale	$25,435 (Jun 2022)
Tax Bill	$424 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0501412007`

Property Details

APN / Parcel Number

Primary APN	`0501412007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,675 sqft Total Area
1st Floor Area	700 sqft
Basement Area	700 sqft
Unfinished Basement	700 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Duplex Single
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Porch	Slab
Porch Area	45 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	412 N PINE ST
City	CRESTON
State	IA
Zip	50801-2437
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	1ST NORTHERN BLK 6 LOT 1
Legal Subdivision	FIRST NORTHERN ADD
Legal Block	6
Legal Lot Number	1
Jurisdiction	UNION IA
Township / Civil Division	CRESTON
Census Block Group	5
Census Block	5019
Census Tract	190400

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	903 S CHERRY ST, CRESTON, IA 50801-3904
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Deed of Trust, Mortgage · Commercial Mortgage FARMERS & MECHANICS BANK
Sep 26, 2022	Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK CRESTON
Jun 9, 2022	Sheriff's Deed, Foreclosure
Jun 8, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST NATIONAL BANK IN CRESTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2022 · Amount on Record
Deed Sale	Jun 9, 2022 · Amount on Record
Prior Sale	Jun 8, 2017 · Amount on Record
Deed Document Number	20221116
Deed Book / Page	1283 / 263
Prior Transfer Date	Jun 7, 2022
Prior Transfer Doc	001283/263
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	412 N PINE ST, CRESTON, IA 50801-2437
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001308/223
Date	Jun 26, 2023
Book Page	1308/223
Instrument	2023-00000941

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	Sep 26, 2022
Property Address	412 N PINE ST, CRESTON, IA 50801-2437
Document Number	0001292/84
Book / Page	1292 / 84
Instrument Date	Sep 23, 2022
Instrument	2022-00001844
Transaction Type	Transfer
Record Updated	Oct 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 S CHERRY ST, CRESTON, IA 50801-3904

Mortgage

Document Number	0001293/35
Date	Oct 7, 2022
Book Page	1293/35
Instrument	2022-00001933

Lender

Name	FIRST NATIONAL BANK CRESTON
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	UNION IA
Recording Date	Jun 9, 2022
Property Address	412 N PINE ST, CRESTON, IA 50801-2437
Document Number	001283/263
Book / Page	1283 / 263
Instrument Date	Jun 7, 2022
Instrument	2022-00001116
Transaction Type	Foreclosure
Record Updated	Nov 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION IA
Recording Date	Jun 8, 2017
Property Address	412 N PINE ST, CRESTON, IA 50801-2437
Document Number	001149/341
Book / Page	1149 / 341
Instrument Date	Jun 8, 2017
Instrument	00001035
Transaction Type	Transfer
Record Updated	Nov 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.40
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 N PINE ST, CRESTON, IA 50801-2437

Mortgage

Document Number	001149/342
Date	Jun 8, 2017
Book Page	1149/342
Instrument	2017-00001036

Lender

Name	FIRST NATIONAL BANK IN CRESTON
Address	CRESTON, IA 50801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 8, 2032

Tax Assessment & Valuation

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Creston City
County	Union County
Unified School District	Creston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,110 (+281.87%) Land $9,000 Building $88,110	$97,110 (+281.87%) Land $9,000 Building $88,110
2025	$424.00 (-28.14%)	$25,430 (-26.29%) Land $5,850 Building $19,580	$25,430 (-26.29%) Land $5,850 Building $19,580
2024	$590.00 (-25.32%)
2023		$34,500 Land $9,630 Building $24,870	$34,500 Land $9,630 Building $24,870
2022	$790.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (1981–2026)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment Techniques Jun 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Nextlink, OmniTel-Interstate Cablevision.

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