412 N Phillips St, Seaford, DE 19973 Property Records

Sussex County property record for 412 N Phillips St, Seaford, DE 19973

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1943
Lot Size	0.207 acres (8,999 sqft)
Owner	2 Individual Names on File
Last Sale	$289,900 (Dec 2025)
Tax Bill	$977 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`531-13.06-83.00`

Property Details

APN / Parcel Number

Primary APN	`531-13.06-83.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	1,316 sqft
Upper Floors Area	384 sqft
Basement Area	896 sqft
Finished Basement	896 sqft
Unfinished Basement	768 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Area	240 sqft
Parking Spaces	2 Parking Spaces
Pool Area	512 sqft
Deck Area	Deck Area
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	412 N PHILLIPS ST
City	SEAFORD
State	DE
Zip	19973-2306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	W/PHILLIPS AVE LOT 11 DONOHO ROBINSON PL
Legal Subdivision	SEAFORD
Legal Phase	2
Legal Lot Number	11
Jurisdiction	SUSSEX DE
Township / Civil Division	SEAFORD
Census Block Group	2
Census Block	2064
Census Tract	50405

Owner

412 N Phillips St is owned and occupied by two individuals who bought it in December 2025.

Source: Sussex County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	412 N PHILLIPS ST, SEAFORD, DE 19973-2306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Dec 15, 2025	Deed of Trust, Mortgage · Stand-Alone First Mortgage MOVEMENT MORTGAGE LLC
Dec 15, 2025	Special Warranty Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE LLC
Aug 29, 2023	Deed, Transfer · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2025 · Amount on File
Deed Sale	Dec 15, 2025 · Amount on File
Prior Sale	Jun 10, 2025 · Amount on File
Deed Document Number	202547068
Deed Book / Page	6425 / 77
Prior Transfer Date	Jun 3, 2025
Prior Transfer Doc	0063150027
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	412 N PHILLIPS ST, SEAFORD, DE 19973-2306
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0206410233
Date	Dec 21, 2021
Book Page	20641/233
Instrument	20210000078026

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	412 N PHILLIPS ST, SEAFORD, DE 19973-2306
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0236700307
Date	Dec 15, 2025
Book Page	23670/307
Instrument	2025000047069

Lender

Name	MOVEMENT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

December 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SUSSEX DE
Recording Date	Dec 15, 2025
Property Address	412 N PHILLIPS ST, SEAFORD, DE 19973-2306
Document Number	0064250077
Book / Page	6425 / 77
Instrument Date	Nov 20, 2025
Instrument	2025000047068
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57.98
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11988 5 PKWY #44, 44, FISHERS, IN 46037

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 N PHILLIPS ST, SEAFORD, DE 19973-2306

Mortgage

Document Number	2025000047069
Date	Dec 15, 2025
Instrument	2025000047069

Lender

Name	MOVEMENT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Mortgage

Document Number	0236700296
Date	Dec 15, 2025
Book Page	23670/296
Instrument	2025000047066

Lender

Name	MOVEMENT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2036

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Aug 29, 2023
Property Address	412 N PHILLIPS ST, SEAFORD, DE 19973-2306
Document Number	0059640186
Book / Page	5964 / 186
Map Reference	MB 2 PG 10
Instrument Date	Aug 22, 2023
Instrument	2023000030201
Transaction Type	Transfer
Record Updated	Sep 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 N PHILLIPS ST, SEAFORD, DE 19973-2306

Mortgage

Document Number	2023000030202
Date	Aug 29, 2023
Instrument	2023000030202

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 412 N Phillips St was $977, up 6.7% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Seaford City
Unified School District	Seaford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$977.00 (+6.66%)	$13,250 (-) Land $1,500 Building $11,750	$259,200 (-) Land $45,500 Building $213,700
2025	$916.00	$13,250 Land $1,500 Building $11,750	$259,200 Land $45,500 Building $213,700
2023	$662.00	$13,250 Land $1,500 Building $11,750	$26,500 Land $3,000 Building $23,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 412 N Phillips St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1979–2011)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 412 N Phillips St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEAFORD WATER DEPARTMENT serves 6,699 people · EPA ID DE0000246
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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