McLean County property record for 412 N McLean St, Hudson, IL 61748
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,916 sqft · built 1894 |
| Lot Size | 0.41 acres (17,859 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $5,453 (2024) |
| Deeds & Mortgages | Jul 2026 Sale May 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-21-404-005 |
| Primary APN | 07-21-404-005 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,916 sqft Living Area |
| 1st Floor Area | 1,916 sqft |
| 2nd Floor Area | 1,916 sqft |
| Year Built | Built 1894 |
|---|---|
| Effective Year Built | Effective 1894 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 17,859 sqft (0.41 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 311 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 412 N MCLEAN ST |
|---|---|
| City | HUDSON |
| State | IL |
| Zip | 61748-7666 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE OF HUDSON LOT 5 &6 BLK 4 |
| Legal Range | 02E |
| Legal Township | 25N |
| Legal Section | 21 |
| Legal Subdivision | VILLAGE OF HUDSON |
| Legal Block | 4 |
| Legal Lot Number | 5,6 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | HUDSON |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 5102 |
412 N McLean St is owner-occupied and held in a trust since June 2026.
Source: McLean County records, as of August 3, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 412 N MCLEAN ST, HUDSON, IL 61748-7666 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| May 5, 2022 | Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK |
| May 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Apr 12, 2018 | Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK |
| Dec 18, 2017 | Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 26, 2026 |
| Transfer Doc | 0000010436 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Jul 22, 2026 |
| Property Address | 412 N MCLEAN ST, HUDSON, IL 61748-7666 |
| Document Number | 0000010436 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 202610436 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 412 N MCLEAN ST, HUDSON, IL 61748-7666 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 412 N MCLEAN ST, HUDSON, IL 61748-7666 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200008311 |
|---|---|
| Date | May 5, 2022 |
| Instrument | 2022-00008311 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62711 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 412 N MCLEAN ST, HUDSON, IL 61748-7666 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200008072 |
|---|---|
| Date | May 2, 2022 |
| Instrument | 2022-00008072 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | HUDSON, IL 61748 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 118 Months |
| Due | Mar 1, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.55% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 412 N MCLEAN ST, HUDSON, IL 61748-7666 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2018 |
| Name | Verified Name |
|---|---|
| Address | 412 N MCLEAN ST, HUDSON, IL 61748-7666 |
| Document Number | 201800005446 |
|---|---|
| Date | Apr 12, 2018 |
| Instrument | 2018-00005446 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | HUDSON, IL 61748 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.05% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 412 N MCLEAN ST, HUDSON, IL 61748-7666 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 2017-00022354 |
|---|---|
| Date | Dec 18, 2017 |
| Instrument | 2017-00022354 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62711 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Hudson Township |
| Municipality | Hudson Village |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $85,015 Land $12,131 Building $72,884 | $255,045 Land $36,393 Building $218,652 | |
| 2024 | $5,453.00 (+9.45%) | ||
| 2023 | $4,982.00 | $70,882 Land $10,114 Building $60,768 | $212,646 Land $30,342 Building $182,304 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 412 N McLean St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 11 (1979–1986) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Sep 1986 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 412 N McLean St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUDSON serves 1,847 people · EPA ID IL1130700 |
|---|---|
| Water Source | Purchased surface water from BLOOMINGTON |
| Last State Inspection | Aug 2025 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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