412 N Jacks Ranch Rd, Ridgecrest, CA 93555 Property Records

Kern County property record for 412 N Jacks Ranch Rd, Ridgecrest, CA 93555

Property Summary

Property Type	Single Family Home
Lot Size	4.4 acres (191,664 sqft)
Owner	2 Individual Names on Record
Last Sale	$20,000 (Jan 2022)
Tax Bill	$8,755 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone AH (high risk)
APN	`455-070-32-6`

Property Details

APN / Parcel Number

Primary APN	`455-070-32-6`
Alternative APNs	`455-070-32-00-0` `4550703200` `45507032`

Exterior

Lot Area	191,664 sqft
Patio Area	678 sqft

Location & Zoning

Account Number	455070326
Street Address	412 N JACKS RANCH RD
City	RIDGECREST
State	CA
Zip	93555-7989
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	PARCEL MAP 8149 , LOT 2
Legal Subdivision	PARCEL MAP 8149
Legal Tract	8149
Legal Block	3
Legal Lot Number	2
Jurisdiction	KERN CA
Township / Civil Division	EAST KERN
Census Block Group	3
Census Block	3037
Census Tract	5509

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	412 N JACKS RANCH RD, RIDGECREST, CA 93555-7989
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed of Trust, Mortgage · Commercial Mortgage JANIS STUCKI
May 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jan 31, 2022	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jan 22, 2021	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2022 · Amount on Record
Deed Sale	Jan 31, 2022 · Amount on Record
Prior Sale	Jan 22, 2021 · Amount on Record
Deed Document Number	202215575
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	412 N JACKS RANCH RD, RIDGECREST, CA 93555-7989
Transaction Type	Mortgage
Record Updated	Aug 1, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 MARY ANN AVE, RIDGECREST, CA 93555-3408

Mortgage

Document Number	0000075742
Date	May 12, 2022
Instrument	222075742

Lender

Name	JANIS STUCKI
Type	Private Party
Address	2311 N GUNSITE DRIVE, SAINT GEORGE, UT 84770

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	412 N JACKS RANCH RD, RIDGECREST, CA 93555-7989
Transaction Type	Mortgage
Record Updated	Aug 1, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 MARY ANN AVE, RIDGECREST, CA 93555

Mortgage

Document Number	0000058963
Date	May 19, 2023
Instrument	223058963

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jan 31, 2022
Property Address	412 N JACKS RANCH RD, RIDGECREST, CA 93555-7989
Document Number	0000015575
Map Reference	MB 36 PG 40
Instrument Date	Jan 26, 2022
Instrument	222015575
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	607 MARY ANN AVE, RIDGECREST, CA 93555-3408

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jan 22, 2021
Property Address	412 N JACKS RANCH RD, RIDGECREST, CA 93555
Document Number	0000012297
Instrument Date	Jan 11, 2021
Instrument	12297
Transaction Type	Transfer
Record Updated	Feb 3, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$39.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	922 ROOSEVELT ST RIDGECREST CA 935555524, RIDGECREST, CA 93555-5524

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Unified School District	Sierra Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$755,684 (+2%) Land $21,648 Building $734,036
2025	$8,755.00 (+7.11%)	$740,868 (+361.89%) Land $21,224 Building $719,644
2024	$8,174.00 (+327.29%)
2023	$1,913.00 (+394.32%)	$160,400 Land $20,400 Building $140,000
2022	$387.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN WELLS VALLEY W.D. serves 41,474 people · EPA ID CA1510017
Water Source	Groundwater
Last State Inspection	May 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
SBC-Wireless Fixed Wireless	100 / 100
IWVISP Fixed Wireless	25 / 10
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

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