Geauga County property record for 412 N Hambden St, Chardon, OH 44024
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 1,280 sqft · built 1974 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Oct 2019) |
| Tax Bill | $2,831 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-148200 |
| Primary APN | 10-148200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,280 sqft Living Area |
| 1st Floor Area | 512 sqft |
| Upper Floors Area | 768 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 005200-0 |
|---|---|
| Street Address | 412 N HAMBDEN ST |
| City | CHARDON |
| State | OH |
| Zip | 44024-1128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 118 PARCEL #1 |
| Legal Subdivision | VILLAGE/CHARDON |
| Legal Lot Number | 118 |
| Jurisdiction | GEAUGA OH |
| Township / Civil Division | CHARDON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 312201 |
412 N Hambden St is owned and occupied by an individual who bought it in October 2019.
Source: Geauga County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 412 N HAMBDEN ST, CHARDON, OH 44024-1128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2023 | Warranty Deed, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP |
| Oct 10, 2019 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2019 · Amount on File |
| Deed Sale | Oct 10, 2019 · Amount on File |
| Prior Sale | Nov 26, 2003 · Amount on File |
| Deed Document Number | 2019955198 |
| Deed Book / Page | 2079 / 3343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GEAUGA OH |
| Recording Date | Dec 21, 2023 |
| Property Address | 412 N HAMBDEN ST, CHARDON, OH 44024-1128 |
| Document Number | 0021791634 |
| Book / Page | 2179 / 1634 |
| Instrument Date | Dec 18, 2023 |
| Instrument | 202301018990 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 N HAMBDEN ST, CHARDON, OH 44024-1128 |
| Document Number | 202301018991 |
|---|---|
| Date | Dec 21, 2023 |
| Instrument | 202301018991 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GEAUGA OH |
| Recording Date | Oct 10, 2019 |
| Property Address | 412 N HAMBDEN ST, CHARDON, OH 44024-1128 |
| Document Number | 0020793343 |
| Book / Page | 002079 / 003343 |
| Instrument Date | Oct 9, 2019 |
| Instrument | 955198 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2019 |
| Title Company | LAWYERS TITLE/CHARDON |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 N HAMBDEN ST CHARDON OH 440241128, CHARDON, OH 44024-1128 |
| Document Number | 20793346 |
|---|---|
| Date | Oct 10, 2019 |
| Book Page | 002079/003346 |
| Instrument | 955199 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 9, 2049 |
The 2025 property tax bill for 412 N Hambden St was $2,831 with a homeowner's exemption, down 0.1% from the year before.
Source: Geauga County assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Geauga County |
| Municipality | Chardon City |
| Unified School District | Chardon Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,831.00 (-0.11%) | $57,230 (-) Land $15,400 Building $41,830 | |
| 2024 | $2,834.00 (+4.19%) Homeowner's exemption | $57,230 (-) Land $15,400 Building $41,830 | |
| 2023 | $2,720.00 Homeowner's exemption | $57,230 (+25.48%) Land $15,400 Building $41,830 | $163,500 Land $44,000 Building $119,500 |
| 2022 | $45,610 Land $12,810 Building $32,800 | ||
| 2021 | $2,622.00 | ||
| 2020 | $130,300 Land $36,600 Building $93,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 412 N Hambden St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 16, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 412 N Hambden St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARDON CITY PWS serves 5,247 people · EPA ID OH2800412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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