412 N 4th St, Gower, MO 64454 Property Records

Clinton County property record for 412 N 4th St, Gower, MO 64454

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,888 sqft · built 1971
Lot Size	3.1 acres (135,036 sqft)
Owner	2 Individual Names on File
Last Sale	$518,035 (Aug 2025)
Tax Bill	$4,025 (2025)
Deeds & Mortgages	Aug 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05 08.0 33 004 001 009.000`

Property Details

APN / Parcel Number

Primary APN	`05 08.0 33 004 001 009.000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Units	113 Units
Stories	1 Story
Building Area	2,888 sqft Living Area
Basement Area	2,312 sqft
Finished Basement	2,312 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1993
Architectural Style	A-Frame
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Wood
Lot Area	135,036 sqft (3.1 acres)
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	400 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	412 N 4TH ST
City	GOWER
State	MO
Zip	64454-9351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SESE; BEG 25' E OF SW CORNER OF FRAC SECT 33, THENCE N ALONG E R/W OF CO RD 407.06', THENCE SE RLY 439.66', THENCE S 205'
Legal Range	33W
Legal Township	56N
Legal Section	33
Jurisdiction	CLINTON MO
Township / Civil Division	ATCHISON
Census Block Group	2
Census Block	2014
Census Tract	960400

Owner

Source: Clinton County records · APN 05 08.0 33 004 001 009.000

Assessment roll updated February 12, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8168 NW 272ND ST, GOWER, MO 64454-9411
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 08, 2025 · Amount on Record
Deed Sale	Aug 08, 2025 · Amount on Record
Prior Sale	May 01, 2012
Deed Document Number	20252106
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MO
Property Address	412 N 4TH ST, GOWER, MO 64454-9351
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8168 NW 272ND ST, GOWER, MO 64454-9411

Mortgage

Document Number	0202502107
Date	Aug 08, 2025
Instrument	202502107

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2055

Tax Assessment & Valuation

Source: Clinton County records · Assessment roll updated February 12, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clinton County
Municipality	Gower City
Unified School District	East Buchanan County C-1 School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,025.00	$49,792 (+12%) Land $7,281 Building $42,511	$262,060 (+12%) Land $38,320 Building $223,740
2024	$4,025.00	$44,456 (-) Land $6,500 Building $37,956
2023		$44,456 (+8.41%) Land $6,500 Building $37,956	$233,981 (+8.41%) Land $34,210 Building $199,771
2022	$3,035.00	$41,006 Land $6,500 Building $34,506
2021			$215,820 Land $34,210 Building $181,610

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 4, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	Jun 1984 · Severe Storms & Flooding

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
United Electric Cooperative Fiber	1,000 / 1,000
Mercury Broadband Fixed Wireless	150 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 132 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GOWER PWS serves 1,360 people
Water Source	Purchased groundwater from DEKALB COUNTY PWSD 1
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.