412 Mountain Side Trl, Copper Hill, VA 24079 Property Records

Floyd County property record for 412 Mountain Side Trl, Copper Hill, VA 24079

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,613 sqft · built 2022
Lot Size	13.6 acres (594,158 sqft)
Owner	Individual Name on Record
Last Sale	$149,000 (Nov 2020)
Tax Bill	$1,961 (2026)
Deeds & Mortgages	Feb 2022 Line of Credit Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-16E`

Property Details

APN / Parcel Number

Primary APN	`3-16E`
Alternative APN	`R017846`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,613 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Material	Galvanized Metal
Lot Area	594,158 sqft (13.6 acres)
Garage Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R017846
Street Address	412 MOUNTAIN SIDE TRL
City	COPPER HILL
State	VA
Zip	24079-1909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROANOKE RIVER PLAT 17-907TRACT 1
Legal Tract	1
Jurisdiction	FLOYD VA
Township / Civil Division	LOCUST GROVE
Census Block Group	2
Census Block	2003
Census Tract	920103

Owner

Source: Floyd County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	412 MOUNTAIN SIDE TRL, COPPER HILL, VA 24079-1909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage · Line of Credit SKYLINE NATIONAL BANK
Nov 4, 2020	Warranty Deed, Transfer · Closed-End Mortgage SKYLINE NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2020 · Amount on Record
Deed Sale	Nov 4, 2020 · Amount on Record
Deed Document Number	20202225
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD VA
Property Address	412 MOUNTAIN SIDE TRL, COPPER HILL, VA 24079-1909
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220000391
Date	Feb 25, 2022
Instrument	220000391

Lender

Name	SKYLINE NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	373 Months
Due	Mar 8, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.75%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD VA
Recording Date	Nov 4, 2020
Property Address	412 MOUNTAIN SIDE TRL, COPPER HILL, VA 24079-1909
Document Number	0200002225
Instrument Date	Oct 22, 2020
Instrument	200002225
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	VIRGINIA TITLE CTR LLC, VIRGINIA TITLE CENTER LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 W HERSEY ST UNIT 1, 1, ASHLAND, OR 97520-2459

Mortgage

Document Number	0200002226
Date	Nov 4, 2020
Instrument	200002226

Lender

Name	SKYLINE NATIONAL BANK

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Floyd County
Unified School District	Floyd County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,961.00 (+4.53%)	$426,400 Land $123,200 Building $303,200
2025	$1,876.00		$426,400 Land $123,200 Building $303,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 85% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Citizens Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Mountain Side Trl

Nearby Streets

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