412 Morris Ave, Apt 7, Summit, NJ 07901 Property Records

Union County and Summit City property record for 412 Morris Ave, Apt 7, Summit, NJ 07901

Property Summary

Property TypeSingle Family Home
Details2 bd · 1,046 sqft · built 1953
Lot Size3.74 acres (162,958 sqft)
OwnerCompany Name on Record
Last Sale$370,000 (Dec 2022)
Tax Bill$5,951 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-01302-0000-00045-07

Property Details

APN / Parcel Number

Primary APN18-01302-0000-00045-07
Alternative APN
  • 180130200000004507CONDO

Interior

Bedrooms2 Beds
Total Rooms2 Rooms
Stories1 Story
Building Area1,046 sqft Living Area

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Lot Area162,958 sqft

Location & Zoning

Old Parcel Number180130200000004507CONDO
Street Address412 MORRIS AVE, 7
CitySUMMIT
StateNJ
Zip07901-1537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMF
Legal SubdivisionNEW SUMMIT PARK CONDO
Legal Block1302
Legal Lot Number45.7
JurisdictionUNION NJ
Township / Civil DivisionSUMMIT
Census Block Group2
Census Block2005
Census Tract37800

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address22 FAIRVIEW AVE, WEST ORANGE, NJ 07052-3109
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2022Deed, Transfer · Conventional Mortgage
OCEANFIRST BANK
Dec 10, 2021Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 8, 2022 · Amount on Record
Deed SaleDec 8, 2022 · Amount on Record
Prior SaleDec 10, 2021 · Amount on Record
Deed Document Number202224970
Deed Book / Page6492 / 2149
Prior Transfer DateMay 17, 2008
Prior Transfer Doc0057120459
Record UpdatedSep 20, 2026

December 2022: Deed, Transfer

Document TypeDeed
JurisdictionUNION NJ
Recording DateDec 8, 2022
Property Address412 MORRIS AVE APT 7, 7, SUMMIT, NJ 07901-1537
Document Number0064922149
Book / Page6492 / 2149
Instrument DateNov 4, 2022
Instrument24970
Transaction TypeTransfer
Record UpdatedApr 7, 2023
Title CompanyABRAXAS ABSTRACT INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,927.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address392 LAWTON AVE, CLIFFSIDE PARK, NJ 07010-1902

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 MORRIS AVE APT 7, 7, SUMMIT, NJ 07901-1537

Mortgage

Document Number0000046339
DateDec 8, 2022
Instrument46339
Lender
NameOCEANFIRST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateJan 1, 2028
Change FrequencyAnnually
Min Rate At Change3.25%
Max Rate At Change8%
Index1-Year T-Bill
Max Rate12%

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionUNION NJ
Recording DateDec 10, 2021
Property Address412 MORRIS AVE APT 7, 7, SUMMIT, NJ 07901-1537
Document Number0064422525
Book / Page6442 / 2525
Instrument DateNov 9, 2021
Instrument12538
Transaction TypeTransfer
Record UpdatedApr 7, 2023
Title CompanyFIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,821.40
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address574 RYERSON AVE, WOOD RIDGE, NJ 07075-1304

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 MORRIS AVE APT 7, 7, SUMMIT, NJ 07901-1537

Mortgage

Document Number0151212244
DateDec 10, 2021
Book Page15121/2244
Instrument26890
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
MunicipalitySummit City
Unified School DistrictSummit City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$133,100 (-) Land $50,000 Building $83,100$133,100 (-) Land $50,000 Building $83,100
2025$5,951.00 (+2.64%)$133,100 (-) Land $50,000 Building $83,100$133,100 (-) Land $50,000 Building $83,100
2024$5,798.00 (+1.72%)
2023$133,100 Land $50,000 Building $83,100$133,100 Land $50,000 Building $83,100
2022$5,700.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims30 (1979–2019)
Claims Outside the SFHA23 of 30
Most Recent ClaimJun 2019 · other causes
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - SHORT HILLS
private · serves 217,230 people · EPA ID NJ0712001
Water SourceSurface water
Last State InspectionNov 2022
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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