Ray County property record for 412 Morningside Ter, Richmond, MO 64085
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 836 sqft · built 1967 |
| Lot Size | 0.267 acres (11,631 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,157 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-09-32-02-001-054.000 |
| Primary APN | 10-09-32-02-001-054.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 836 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,631 sqft (0.267 acres) |
| Lot Dimensions | 147 ft deep x 79 ft wide |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 108 sqft |
| Utility Building | 720 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 412 MORNINGSIDE TER |
|---|---|
| City | RICHMOND |
| State | MO |
| Zip | 64085-1942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALL LOT 2 BLOCK 1 RICHMOND MORNINGSIDE TERRACE |
| Legal Range | 27 |
| Legal Township | 52 |
| Legal Section | 32 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | RAY MO |
| Township / Civil Division | RICHMOND |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 80202 |
412 Morningside Ter is owned and occupied by an individual.
Source: Ray County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 412 MORNINGSIDE TER, RICHMOND, MO 64085-1942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 412 Morningside Ter was $1,157, up 4% from the year before.
Source: Ray County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Ray County |
| Municipality | Richmond City |
| Unified School District | Richmond R-XVI School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,240 (-) | $85,480 (-) | |
| 2025 | $1,157.00 (+4.05%) | $16,240 (+3.97%) Land $2,290 Building $13,950 | $85,480 Land $12,040 Building $73,440 |
| 2024 | $1,112.00 | $15,620 Land $2,290 Building $13,330 | |
| 2023 | $82,170 Land $12,040 Building $70,130 | ||
| 2022 | $952.00 | $13,420 Land $2,080 Building $11,340 | |
| 2021 | $70,650 Land $10,950 Building $59,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 412 Morningside Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 412 Morningside Ter is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND PWS serves 5,797 people · EPA ID MO1010685 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 8 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Oct 2021 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures