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412 Morningside Rd, Charlotte, NC 28214 Property Records

Mecklenburg County property record for 412 Morningside Rd, Charlotte, NC 28214 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,780 sqft · built 2009
Lot Size0.184 acres (8,015 sqft)
OwnerCompany Name on File
Last Sale$330,000 (Apr 2026)
Tax Bill$2,415 (2024)
Deeds & MortgagesApr 2026 Sale
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN031-012-46

Property Details

APN / Parcel Number

Primary APN031-012-46

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,780 sqft Living Area
Gross Area2,200 sqft
1st Floor Area680 sqft
Upper Floors Area1,100 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area8,015 sqft (0.184 acres)
Garage TypeAttached
Garage Area420 sqft
PorchFinished/Open Porch
Porch Area40 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address412 MORNINGSIDE RD
CityCHARLOTTE
StateNC
Zip28214-1725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL11 M45-513
Legal SubdivisionMORNINGSIDE FOREST MINOR
Legal Block2
Legal Lot Number11
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2005
Census Tract6015

Owner

Source: Mecklenburg County records · APN 031-012-46

Assessment roll updated September 9, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2026Warranty Deed, Transfer
SELENE TITLE
Nov 03, 2021Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Jan 08, 2026Warranty Deed, Transfer · Commercial Mortgage
KIAVI FUNDING INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 20, 2026 · Amount on Record
Deed SaleApr 20, 2026 · Amount on Record
Prior SaleJan 08, 2026 · Amount on Record
Deed Document Number202640093
Deed Book / Page40357 / 296
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 20, 2026
Property Address412 MORNINGSIDE RD, CHARLOTTE, NC 28214-1725
Document Number0000040093
Book / Page40357 / 296
Instrument DateApr 20, 2026
Instrument2026.40093
Transaction TypeTransfer
Record UpdatedMay 01, 2026
Title CompanySELENE TITLE

Transaction

AmountAmount Recorded
Tax$66,660.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address412 MORNINGSIDE RD, CHARLOTTE, NC 28214-1725
Transaction TypeMortgage
Record UpdatedJan 19, 2026
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 MORNINGSIDE RD, CHARLOTTE, NC 28214-1725

Mortgage

Document Number0000210064
DateNov 03, 2021
Book Page36722/291
Instrument2021210064
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term293 Months
DueApr 01, 2046

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJan 08, 2026
Property Address412 MORNINGSIDE RD, CHARLOTTE, NC 28214-1725
Document Number0000002227
Book / Page40127 / 30
Map ReferenceMB 45 PG 513
Instrument DateJan 08, 2026
Instrument2026002227
Transaction TypeTransfer
Record UpdatedJan 19, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$320.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address218 MAIN ST, SUMMERTON, SC 29148-9154

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 MCCULLOUGH DR STE 210, 210, CHARLOTTE, NC 28262-4393
InvestorPossibly a Property Investor

Mortgage

Document Number0000002228
DateJan 08, 2026
Instrument2026002228
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$298,700 Land $60,000 Building $238,700$298,700 (-) Land $60,000 Building $238,700
2024$2,415.00
2023$298,700 Land $60,000 Building $238,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 7% of the US · above 5% of North Carolina
Wildfire LikelihoodAbout 1 in 4,348 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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