Union County property record for 412 Morgan Mill Rd, Monroe, NC 28110
| Property Type | Commercial |
|---|---|
| Details | built 2023 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Company Name on Record |
| Last Sale | $160,000 (Jan 2023) |
| Tax Bill | $2,156 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-192-005D |
| Primary APN | 09-192-005D |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,320 sqft Building Perimeter |
| 1st Floor Area | 660 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 412 MORGAN MILL RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-3510 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | #1 STEELE BEND OPCR300 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20602 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2839 GRAY FOX RD, MONROE, NC 28110-6405 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2023 · Amount on Record |
| Deed Sale | Jan 11, 2023 · Amount on Record |
| Deed Document Number | 2023786 |
| Deed Book / Page | 8638 / 769 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 412 MORGAN MILL RD, MONROE, NC 28110-3510 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2839 GRAY FOX RD, MONROE, NC 28110-6405 |
| Document Number | 0008861209 |
|---|---|
| Date | Feb 29, 2024 |
| Book Page | 8861/209 |
| Instrument | 4391 |
| Name | AMERICAN BANK OF THE CAROLINAS |
|---|---|
| Type | Bank |
| Address | MONROE, NC 28112 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $246,700 (-) Land $31,200 Building $215,500 | $246,700 (-) Land $31,200 Building $215,500 | |
| 2025 | $2,156.00 | $246,700 Land $31,200 Building $215,500 | $246,700 Land $31,200 Building $215,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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