412 Moore Ave, Saint Charles, IL 60174 Property Records

Kane County property record for 412 Moore Ave, Saint Charles, IL 60174

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,073 sqft · built 1955
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$165,500 (Jan 2019)
Tax Bill	$5,445 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-35-381-003`

Property Details

APN / Parcel Number

Primary APN	`09-35-381-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,073 sqft Living Area
1st Floor Area	1,073 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	412 MOORE AVE
City	SAINT CHARLES
State	IL
Zip	60174-4362
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP AREA: 072-S-LANGMPARK
Legal Subdivision	WESTERN SAMARITAN
Legal Block	2
Legal Lot Number	11
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2028
Census Tract	852002

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 MOORE AVE, SAINT CHARLES, IL 60174-4362
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Jan 14, 2019	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2019 · Amount on Record
Deed Sale	Jan 14, 2019 · Amount on Record
Prior Sale	Jan 4, 2006 · Amount on Record
Deed Document Number	20191712
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	412 MOORE AVE, ST CHARLES, IL 60174-4362
Transaction Type	Mortgage
Record Updated	Apr 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011989
Date	Apr 17, 2023
Instrument	2023K011989

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Monthly

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 14, 2019
Property Address	412 MOORE AVE, ST CHARLES, IL 60174-4362
Document Number	0000001712
Instrument Date	Jan 11, 2019
Instrument	2019K001712
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39W496 NEWTON SQ, 39W496, GENEVA, IL 60134-4871

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23249 W MCCLINTOCK RD, CHANNAHON, IL 60410-3096

Mortgage

Document Number	0000001713
Date	Jan 14, 2019
Instrument	2019K001713

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,445.00 (+14.73%) Homeowner's exemption	$85,650 (+8.53%) Land $30,312 Building $55,338	$257,053 (+8.53%) Land $90,972 Building $166,080
2024		$78,919 (+21.81%) Land $27,930 Building $50,989	$236,852 (+21.86%) Land $83,824 Building $153,028
2022	$4,746.00 (+4.38%) Homeowner's exemption	$64,787 (+4.91%) Land $23,980 Building $40,807	$194,361 (+4.91%) Land $71,940 Building $122,421
2021	$4,547.00 Homeowner's exemption	$61,755 Land $22,858 Building $38,897	$185,265 Land $68,574 Building $116,691

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1979–2008)
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Moore Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures