412 Michael Sears Rd, Belchertown, MA 01007 Property Records

Hampshire County and Belchertown Town property record for 412 Michael Sears Rd, Belchertown, MA 01007

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,260 sqft · built 1986
Lot Size	4.69 acres (204,296 sqft)
Owner	2 Individual Names on Record
Last Sale	$177,500 (Oct 2001)
Tax Bill	$5,978 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2017 Mortgage
APN	`BELC M:272 L:61`

Property Details

APN / Parcel Number

Primary APN	`BELC M:272 L:61`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,260 sqft Living Area
Gross Area	4,180 sqft
Basement Area	1,300 sqft
Unfinished Basement	1,105 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	204,296 sqft (4.69 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	412 MICHAEL SEARS RD
City	BELCHERTOWN
State	MA
Zip	01007-9218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OA4
Legal Subdivision	ALFREDO S RIBEIRO SURV
Legal Lot Number	61
Jurisdiction	BELCHERTOWN MA
Township / Civil Division	BELCHERTOWN
Census Block Group	1
Census Block	1000
Census Tract	820205

Owner

Source: Hampshire County and Belchertown Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	412 MICHAEL SEARS RD, BELCHERTOWN, MA 01007-9218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORWICH COM'L
Aug 24, 2017	Deed of Trust, Mortgage · Conventional with PMI KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2001 · Amount on Record
Deed Sale	Oct 24, 2001 · Amount on Record
Prior Sale	Jul 13, 1993 · Amount on Record
Deed Book / Page	6401 / 227
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	412 MICHAEL SEARS RD, BELCHERTOWN, MA 01007-9218
Document Number	13753-112
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 MICHAEL SEARS RD BELCHERTOWN MA 010079218, BELCHERTOWN, MA 01007-9218

Mortgage

Document Number	13753-112
Date	Aug 28, 2020
Book Page	013753/000112
Instrument	17215

Lender

Name	NORWICH COM'L

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 27, 2040

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	412 MICHAEL SEARS RD, BELCHERTOWN, MA 01007-9218
Document Number	12732-289
Book / Page	012732 / 000289
Instrument Date	Aug 24, 2017
Transaction Type	Mortgage
Record Updated	Sep 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12732-289
Date	Aug 29, 2017
Book Page	012732/000289
Instrument	971

Lender

Name	KEYBANK USA
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2047

Tax Assessment & Valuation

Source: Hampshire County and Belchertown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Belchertown Town
Unified School District	Belchertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,978.00 (+2.42%)	$412,000 (+8.14%) Land $81,800 Building $330,200	$468,255 (+2.5%)
2024	$5,837.00 (+8.88%)	$381,000 (+15.98%) Land $74,200 Building $306,800	$456,855
2023	$5,361.00	$328,500 Land $68,400 Building $260,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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