412 McOmber St, Dowagiac, MI 49047 Property Records

Cass County property record for 412 McOmber St, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 984 sqft · built 1910
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,257 (2025)
Deeds & Mortgages	Jun 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14-160-300-707-00`

Property Details

APN / Parcel Number

Primary APN	`14-160-300-707-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	984 sqft Building Perimeter
1st Floor Area	984 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	10,890 sqft (0.25 acres)
Garage Area	768 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	412 MCOMBER ST
City	DOWAGIAC
State	MI
Zip	49047-1330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. DW 1982 LOT 190 & W 2 RDS OF LOT 179 MCOMB 3RD ADD CITY OF DOWAGIAC.
Legal Subdivision	MCCOMB 3RD ADD
Legal Lot Number	179,190
Jurisdiction	CASS MI
Township / Civil Division	DOWAGIAC
Census Block Group	4
Census Block	4023
Census Tract	2000

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	412 MCOMBER ST, DOWAGIAC, MI 49047-1330
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 8, 2013
Transfer Doc	1070/1025
Record Updated	Oct 29, 2026

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	Jun 7, 2018
Property Address	412 MCOMBER ST, DOWAGIAC, MI 49047-1330
Document Number	1140/1795
Book / Page	1140 / 1795
Instrument Date	Jun 6, 2018
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 MCOMBER ST, 412, DOWAGIAC, MI 49047-1330

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	412 MCOMBER ST, DOWAGIAC, MI 49047-1330

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
Municipality	Dowagiac City
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,700 (+12.28%) Land $56,700	$113,400 (+12.28%) Land $113,400
2025	$1,257.00 (+1.53%) Homeowner's exemption	$50,500 (+20.53%) Land $50,500	$101,000 (+20.53%) Land $101,000
2024	$1,238.00 (+11.43%)
2023		$41,900	$83,800
2022	$1,111.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWAGIAC serves 6,350 people · EPA ID MI0001860
Water Source	Groundwater
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20