412 McMurray Rd, Flat Rock, NC 28731 Property Records

Henderson County property record for 412 McMurray Rd, Flat Rock, NC 28731

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,140 sqft · built 1968
Lot Size14.2 acres (619,423 sqft)
OwnerCompany Name on Record
Last Sale$1,100,000 (Oct 2021)
Tax Bill$7,644 (2025)
Deeds & MortgagesOct 2021 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN9588329376

Property Details

APN / Parcel Number

Primary APN9588329376
Alternative APNs
  • 9902588
  • 1013295

Interior

Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,140 sqft Heated Area
1st Floor Area768 sqft
Basement Area768 sqft
Unfinished Basement768 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1985
Architectural StyleConventional
Exterior MaterialWood Siding
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area619,423 sqft (14.2 acres)

Exterior Amenities

PorchEnclosed Porch
Porch Area272 sqft
Canopy458 sqft
Utility Building345 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number1013295
Street Address412 MCMURRAY RD
CityFLAT ROCK
StateNC
Zip28731-5775
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1013295~I
Legal DescriptionBOUNDARY SURVEY 14.22AC PL2021-13545
Legal Block32
Legal Lot Number9376
JurisdictionHENDERSON NC
Township / Civil DivisionBLUE RIDGE
Census Block Group1
Census Block1016
Census Tract930302

Owner

Source: Henderson County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address14 MOSS PINK PL, ASHEVILLE, NC 28806-8844
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 18, 2021 · Amount on Record
Deed SaleOct 18, 2021 · Amount on Record
Deed Document Number2021965386
Deed Book / Page3805 / 139
Record UpdatedOct 29, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateOct 18, 2021
Property Address412 MCMURRAY RD, FLAT ROCK, NC 28731-5775
Document Number0038050139
Book / Page3805 / 139
Map ReferenceMB 2021 PG 13545
Instrument DateOct 7, 2021
Instrument965386
Transaction TypeTransfer
Record UpdatedJun 9, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address110 FORK CREEK RD, 110, EAST FLAT ROCK, NC 28726-2502

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 MOSS PINK PL, ASHEVILLE, NC 28806-8844

Mortgage

Document Number0038050151
DateOct 18, 2021
Book Page3805/151
Instrument965387
Lender
NameMOVEMENT BANK
TypeBank
AddressDANVILLE, VA 24541
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,362,300 (-0.03%) Land $1,289,800 Building $72,500
2025$7,644.00 (-2.71%)$1,362,700 (-2.71%) Land $1,289,800 Building $72,900
2024$7,857.00
2023$1,400,700 Land $1,289,800 Building $110,900$1,362,300 Land $1,289,800 Building $72,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2012 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people · EPA ID NC0145010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35

May also be available: Verizon.

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