Allegan County property record for 412 Mason St, Saugatuck, MI 49453
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1961 |
| Lot Size | 0.119 acres (5,184 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $550,000 (Oct 2024) |
| Tax Bill | $13,669 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jan 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-300-158-00 |
| Primary APN | 57-300-158-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Wood Siding |
| Foundation Type | Raised |
| Lot Area | 5,184 sqft (0.119 acres) |
| Lot Dimensions | 104 ft deep x 50 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 412 MASON ST |
|---|---|
| City | SAUGATUCK |
| State | MI |
| Zip | 49453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CER-CENT R |
| Legal Description | E 50 FT OF LOTS 155 & 156 EX N 28 FT OF LOT 155 KALAMAZOO PLAT. |
| Legal Subdivision | KALAMAZOO PLAT |
| Legal Lot Number | 155-156 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | SAUGATUCK |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 30801 |
Source: Allegan County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 533 COLUMBIA AVE, 310, HOLLAND, MI 49423-4914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PRIVATE MORTGAGE GUARANTEE LLC |
| Jan 12, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIVATE MORTGAGE WHOLESALE INC |
| Jan 29, 2020 | Warranty Deed, Transfer · Conventional Mortgage PRIVATE MORTGAGE WHOLESALE UBC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2024 · Amount on Record |
| Deed Sale | Oct 29, 2024 · Amount on Record |
| Prior Sale | Jan 29, 2020 · Amount on Record |
| Deed Document Number | 202416110 |
| Deed Book / Page | 4985 / 897 |
| Prior Transfer Date | Dec 22, 2022 |
| Prior Transfer Doc | 004829/464 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 412 MASON ST, SAUGATUCK, MI 49453 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | CTM |
| Name | Verified Name |
|---|---|
| Address | 533 COLUMBIA AVE 310, 310, HOLLAND, MI 49423-4914 |
| Document Number | 005123/110 |
|---|---|
| Date | Mar 27, 2026 |
| Book Page | 5123/110 |
| Instrument | 2026005044 |
| Name | PRIVATE MORTGAGE GUARANTEE LLC |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Jan 12, 2023 |
| Property Address | 412 MASON ST, SAUGATUCK, MI 49453 |
| Document Number | 004829/464 |
| Book / Page | 4829 / 464 |
| Instrument Date | Dec 22, 2022 |
| Instrument | 2023000527 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 204 GRAND ST, SAUGATUCK, MI 49453 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 412 MASON ST, SAUGATUCK, MI 49453 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004570/566 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 4570/566 |
| Name | PRIVATE MORTGAGE WHOLESALE INC |
|---|---|
| Address | GRAND RAPIDS, MI 49506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Jan 29, 2020 |
| Property Address | 412 MASON ST, SAUGATUCK, MI 49453 |
| Document Number | 004426/748 |
| Book / Page | 4426 / 748 |
| Map Reference | LB 111 PG 551 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,236.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 412 MASON ST, 412, SAUGATUCK, MI 49453 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 412 MASON ST, SAUGATUCK, MI 49453 |
| Document Number | 0004426751 |
|---|---|
| Date | Jan 29, 2020 |
| Instrument | 4426/751 |
| Name | PRIVATE MORTGAGE WHOLESALE UBC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2049 |
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Saugatuck City |
| Unified School District | Saugatuck Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $230,900 (+0.22%) Land $77,400 Building $153,500 | $461,800 (+0.22%) Land $154,800 Building $307,000 | |
| 2025 | $13,669.00 (+85.62%) Homeowner's exemption | $230,400 (+64.22%) Land $74,200 Building $156,200 | $460,800 (+64.22%) Land $148,400 Building $312,400 |
| 2024 | $7,364.00 | ||
| 2023 | $140,300 Land $44,800 Building $95,500 | $280,600 Land $89,600 Building $191,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 73 units insured incl. 62 condo units |
| Nearby Flood Claims | 2 (2019–2020) |
| Most Recent Claim | Apr 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2021 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures