Cass County property record for 412 Main St, Horace, ND 58047
| Property Type | Other Improved |
|---|---|
| Details | 3,658 sqft · built 1920 |
| Lot Size | 0.458 acres (19,994 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $7,576 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit May 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-0200-13076-010 |
| Primary APN | 15-0200-13076-010 |
|---|
| Building Area | 3,658 sqft Building Perimeter |
|---|
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 19,994 sqft |
| Street Address | 412 MAIN ST |
|---|---|
| City | HORACE |
| State | ND |
| Zip | 58047-4307 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LOT: 8 BLOCK: 20 ADDITION: ADDITIONAL: 20-138-49 LOTS 8 & 8A OF NW1/4 LESS N 40' AND THE N 40' OF LOT 9 & 9A OF NW 1/4 |
| Legal Block | 20 |
| Legal Lot Number | 8A,9A |
| Jurisdiction | CASS ND |
| Township / Civil Division | HORACE |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 40503 |
Source: Cass County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 412 MAIN ST, HORACE, ND 58047-4307 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 17, 2023 | Deed of Trust, Mortgage · Line of Credit TOWN & COUNTRY CU |
| May 8, 2023 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2023 |
| Deed Sale | May 8, 2023 |
| Prior Sale | Dec 6, 2012 |
| Deed Document Number | 20231688657 |
| Prior Transfer Date | Nov 30, 2012 |
| Prior Transfer Doc | 0001372649 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 412 MAIN ST, HORACE, ND 58047-4307 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001695557 |
|---|---|
| Date | Aug 17, 2023 |
| Instrument | 1695557 |
| Name | TOWN & COUNTRY CU |
|---|---|
| Type | Credit Union |
| Address | FARGO, ND 58104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Aug 28, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | May 8, 2023 |
| Property Address | 412 MAIN ST, HORACE, ND 58047-4307 |
| Document Number | 0001688657 |
| Instrument Date | May 5, 2023 |
| Instrument | 1688657 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 MAIN ST, HORACE, ND 58047-4307 |
Source: Cass County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Horace City |
| Unified School District | West Fargo Public School District 6 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,576.00 (+28.43%) | $252,550 (+23.44%) Land $30,000 Building $222,550 | $505,100 (+23.44%) Land $60,000 Building $445,100 |
| 2023 | $5,899.00 | $204,600 Land $30,000 Building $174,600 | $409,200 Land $60,000 Building $349,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Nearby Flood Policies | 28 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 86% of North Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HORACE serves 1,641 people · EPA ID ND0900488 |
|---|---|
| Water Source | Purchased surface water from CASS RURAL WATER DISTRICT FARGO |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dickey Rural Telephone Cooperative Fiber | 2,500 / 2,500 |
| Midco Cable | 1,250 / 250 |
| Sparklight Fiber | 1,000 / 50 |
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