412 Lucaya Loop, Davenport, FL 33897 Property Records

Polk County property record for 412 Lucaya Loop, Davenport, FL 33897

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,173 sqft · built 2003
Lot Size	0.015 acres (664 sqft)
Owner	2 Individual Names on File
Last Sale	$238,000 (Apr 2024)
Tax Bill	$2,269 (2025)
Deeds & Mortgages	Apr 2024 Sale Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-25-12-999967-042060`

Property Details

APN / Parcel Number

Primary APN	`26-25-12-999967-042060`
Alternative APNs	`122526999967042060` `22526000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,173 sqft Living Area
1st Floor Area	1,173 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	664 sqft (0.015 acres)
Porch	Screened/Unfinished Porch
Porch Area	42 sqft

Location & Zoning

Street Address	412 LUCAYA LOOP, 4206
City	DAVENPORT
State	FL
Zip	33897
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BAHAMA BAY, A CONDOMINIUM CONDO BK 12 PGS 25 THRU 45 OR 5169 PGS 1306 THRU 1397 & OR 5191 PGS 263 THRU 283 PHASE FOUR UNIT 4206 & AN UNDIVIDED INTEREST IN THE COMMON ELEMENTS PER CONDO DECLARATION
Legal Range	26E
Legal Township	25S
Legal Section	12
Legal Subdivision	BAHAMA BAY, A CONDOMINIUM
Legal Phase	4
Legal Tract	999967
Legal Block	1
Legal Unit	42
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1001
Census Tract	12415

Owner

412 Lucaya Loop is owned by two individuals who bought it in April 2024.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1111 ALLENCLAIR CIR, PITTSBURGH, PA 15241-3205
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Warranty Deed, Transfer NOT AVAILABLE, VIDCLOSE INC
Mar 31, 2022	Warranty Deed, Transfer · Conventional Mortgage SPROUT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2024 · Amount on File
Deed Sale	Apr 19, 2024 · Amount on File
Prior Sale	Mar 31, 2022 · Amount on File
Deed Document Number	202490084
Deed Book / Page	13084 / 543
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 19, 2024
Property Address	412 LUCAYA LOOP, DAVENPORT, FL 33897
Document Number	0000090084
Book / Page	13084 / 543
Map Reference	MB 5169 PG 1306
Instrument Date	Apr 10, 2024
Instrument	2024090084
Transaction Type	Transfer
Record Updated	May 6, 2024
Title Company	NOT AVAILABLE, VIDCLOSE INC

Transaction

Amount	Amount on Record
Tax	$1,666.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3900 CHERYL DR, REDDING, CA 96002-2419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 ALLENELAIR CIRCLE, PITTSBURGH, PA 15241-3205

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 31, 2022
Property Address	412 LUCAYA LOOP, DAVENPORT, FL 33897
Document Number	0000087141
Book / Page	12187 / 342
Map Reference	MB 5169 PG 1306
Instrument Date	Mar 25, 2022
Instrument	2022087141
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	73 BUTLERS DRIVE, 73, RIDGEWAY XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 CHERYL DR, REDDING, CA 96002-2419

Mortgage

Document Number	0012187344
Date	Mar 31, 2022
Instrument	12187/344

Lender

Name	SPROUT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 412 Lucaya Loop was $2,269.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,000 (-14.53%) Land $100 Building $149,900	$150,000 (-14.53%) Land $100 Building $149,900
2025	$2,269.00	$175,500 Land $100 Building $175,400	$175,500 Land $100 Building $175,400
2023	$2,474.00 (+38.29%)	$174,500 (+14.05%) Land $100 Building $174,400	$174,500 (+14.05%) Land $100 Building $174,400
2022	$1,789.00	$153,000 Land $100 Building $152,900	$153,000 Land $100 Building $152,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 Lucaya Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Lucaya Loop is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Xfinity.

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