412 Loving Rd, Bowling Green, KY 42101 Property Records

Warren County property record for 412 Loving Rd, Bowling Green, KY 42101

Property Summary

Property Type	Residential Vacant Land
Details	2 bd · 1 ba · 600 sqft · built 1975
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$676,500 (Jan 2024)
Tax Bill	$5,016 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Dec 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`062A-42`

Property Details

APN / Parcel Number

Primary APN	`062A-42`
Alternative APNs	`H0026439` `385710`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	600 sqft

Exterior

Year Built	Built 1975
Exterior Material	Aluminum/Vinyl
Lot Area	435,600 sqft (10 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	H0026439
Street Address	412 LOVING RD
City	BOWLING GREEN
State	KY
Zip	42101-9528
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT:1
Legal Lot Number	1
Jurisdiction	WARREN KY
Township / Civil Division	SMITHS GROVE
Census Block Group	2
Census Block	2056
Census Tract	11600

Owner

412 Loving Rd, residential vacant land, is owned and occupied by an individual who acquired it in January 2025.

Source: Warren County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	412 LOVING RD, BOWLING GREEN, KY 42101-9528
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Deed of Trust, Mortgage · Line of Credit WEST POINT BANK
Dec 14, 2021	Deed of Trust, Mortgage · Line of Credit SOUTH CENTRAL BANK
Jan 3, 2025	Deed, Transfer · Conventional Mortgage AMERICAN BANK & TRUST CO
Jan 4, 2024	Deed, Transfer · Stand-Alone First Mortgage EDMONTON STATE BANK
Aug 25, 2021	Deed, Transfer · Commercial Mortgage SOUTH CENTRAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2024 · Amount on File
Deed Sale	Jan 4, 2024 · Amount on File
Prior Sale	Jan 4, 2024 · Amount on File
Deed Document Number	0D1293/509
Deed Book / Page	D1293 / 509
Last Transfer Date	Jan 3, 2025
Transfer Doc	0D1314/909
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	412 LOVING RD, BOWLING GREEN, KY 42101-9528
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M3013/869
Date	Jul 31, 2020
Book Page	M3013/869
Instrument	1148770

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 24, 2021

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	412 LOVING RD, BOWLING GREEN, KY 42101-9528
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2341 GIASGOW ROAD, BOWLING GREEN, KY 42101-9522
Investor	Possibly a Property Investor

Mortgage

Document Number	0M3230/689
Date	Dec 14, 2021
Book Page	M3230/689
Instrument	1930777

Lender

Name	SOUTH CENTRAL BANK
Type	Bank
Address	GLASGOW, KY 42142

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Dec 10, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Jan 3, 2025
Property Address	412 LOVING RD, BOWLING GREEN, KY 42101-9528
Document Number	0D1314/909
Book / Page	D1314 / 909
Instrument Date	Dec 27, 2024
Instrument	2083952
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	SUMMIT TITLE COMPANY, SUMMIT TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	412 LOVING RD, BOWLING GREEN, KY 42101-9528

Mortgage

Document Number	0002083953
Date	Jan 3, 2025
Instrument	2083953

Lender

Name	AMERICAN BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Jan 4, 2024
Property Address	412 LOVING RD, BOWLING GREEN, KY 42101-9528
Document Number	0D1293/509
Book / Page	D1293 / 509
Instrument Date	Dec 22, 2023
Instrument	2030923
Transaction Type	Transfer
Record Updated	Jan 19, 2024
Title Company	UPLAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$676.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2341 GLASGOW RD, BOWLING GREEN, KY 42101-9522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 S DEFIO PL, MERIDIAN, ID 83642-5764

Mortgage

Document Number	0002030924
Date	Jan 4, 2024
Instrument	2030924

Lender

Name	EDMONTON STATE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	11 Months
Due	Dec 22, 2024

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Aug 25, 2021
Property Address	412 LOVING RD, BOWLING GREEN, KY 42101-9528
Document Number	0D1239/189
Book / Page	D1239 / 189
Instrument Date	Aug 23, 2021
Instrument	1206984
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	UPLAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 485, BRANDENBURG, KY 40108-0485

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2341 GLASGOW RD, BOWLING GREEN, KY 42101-9522

Mortgage

Document Number	0001206985
Date	Aug 25, 2021
Instrument	1206985

Lender

Name	SOUTH CENTRAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 23, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 412 Loving Rd was $5,016.

Source: Warren County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Warren County
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,016.00	$594,250	$594,250
2023	$331.00 (+6.77%)	$37,500 (-)	$37,500 (-)
2022	$310.00	$37,500	$37,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 412 Loving Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Loving Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Central Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Windstream DSL	100 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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