412 Louisa St, Key West, FL 33040 Property Records

Monroe County property record for 412 Louisa St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 877 sqft · built 1933
Lot Size	0.058 acres (2,535 sqft)
Owner	2 Individual Names on File
Last Sale	$1,250,000 (Jul 2025)
Tax Bill	$9,835 (2024)
Deeds & Mortgages	Feb 2025 Mortgage Apr 2025 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`00029010-000105`

Property Details

APN / Parcel Number

Primary APN	`00029010-000105`
Alternative APN	`8987573`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	877 sqft Living Area
1st Floor Area	877 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1933
Effective Year Built	Effective 2012
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,535 sqft (0.058 acres)
Lot Dimensions	85 ft deep x 32 ft wide

Exterior Amenities

Pool Area	150 sqft
Porch	Open Porch
Porch Area	132 sqft
Patio Area	283 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Account Number	8987573
Street Address	412 LOUISA ST
City	KEY WEST
State	FL
Zip	33040-3136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 SOUTHERNMOST HIDEAWAYS PB7-71 OR1709-303 OR1712-483 OR3056-1277
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	SOUTHERNMOST HIDEAWAYS
Legal Lot Number	5
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2014
Census Tract	972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

412 Louisa St is owned by two individuals who bought it in July 2025.

Source: Monroe County records, as of January 9, 2026

Owner of Record	2 Individual Names on File
Co-owner	2 Co-owners on File
Mailing Address	1403 N GRANT AVE, WILMINGTON, DE 19806-2437
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2025	Deed of Trust, Mortgage · Commercial Mortgage DEEPHAVEN MORTGAGE LLC
Apr 2, 2025	Deed of Trust, Mortgage · Commercial Mortgage DEEPHAVEN MORTGAGE LLC
Jul 8, 2025	Warranty Deed, Transfer FIRST INT'L TITLE, FIRST INTL TITLE LLC
Nov 13, 2020	Warranty Deed, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Jul 8, 2025 · Amount on File
Deed Sale	Jul 8, 2025 · Amount on File
Prior Sale	Nov 13, 2020 · Amount on File
Deed Document Number	2507101
Deed Book / Page	3334 / 741
Record Updated	Jun 8, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	412 LOUISA ST, KEY WEST, FL 33040-3136
Transaction Type	Mortgage
Record Updated	Jan 12, 2026
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 EDELWEISS AVE, LINCOLN, RI 02865-3607

Mortgage

Document Number	0033110001
Date	Feb 6, 2025
Book Page	3311/1
Instrument	2489043

Lender

Name	DEEPHAVEN MORTGAGE LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2055

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	412 LOUISA ST, KEY WEST, FL 33040-3136
Transaction Type	Mortgage
Record Updated	Jan 12, 2026
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 EDELWEISS AVENUE, LINCOLN, FL

Mortgage

Document Number	0033190766
Date	Apr 2, 2025
Book Page	3319/766
Instrument	2495505

Lender

Name	DEEPHAVEN MORTGAGE LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 8, 2025
Property Address	412 LOUISA ST, KEY WEST, FL 33040-3136
Document Number	0033340741
Book / Page	3334 / 741
Map Reference	MB 7 PG 71
Instrument Date	Jul 3, 2025
Instrument	2507101
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	FIRST INT'L TITLE, FIRST INTL TITLE LLC

Transaction

Amount	Amount on Record
Tax	$8,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 EDELWEISS AVE, LINCOLN, RI 02865-3607

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1403 N GRANT AVE, WILMINGTON, DE 19806-2437

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Nov 13, 2020
Property Address	412 LOUISA ST, KEY WEST, FL 33040-3136
Document Number	0030561277
Book / Page	3056 / 1277
Map Reference	MB 7 PG 71
Instrument Date	Nov 6, 2020
Instrument	2290604
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$6,615.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 EDELWEISS AVE, LINCOLN, RI 02865-3607

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,276,506 Land $1,086,220 Building $190,286	$1,276,506 Land $1,086,220 Building $190,286
2024	$9,835.00 (+10.26%)
2023	$8,920.00 (+14.58%)	$1,176,363 (+20.24%) Land $906,066 Building $270,297	$1,176,363 (+20.24%) Land $906,066 Building $270,297
2022	$7,785.00	$978,362 Land $702,069 Building $276,293	$978,362 Land $702,069 Building $276,293

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 Louisa St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 180 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	228 units insured incl. 48 condo units
Nearby Flood Claims	253 (1980–2022)
Claims Outside the SFHA	16 of 253
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 28 claims Hurricane Wilma, Oct 2005 · 101 claims Hurricane Georges, Sep 1998 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 412 Louisa St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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