412 Lora Ave, Ponca City, OK 74601 Property Records

Kay County property record for 412 Lora Ave, Ponca City, OK 74601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,312 sqft · built 1982
Lot Size	0.175 acres (7,623 sqft)
Owner	2 Company Names on Record
Last Sale	$79,500 (May 2007)
Tax Bill	$875 (2025)
Deeds & Mortgages	Jun 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1010-00-003-015-0-000-00`

Property Details

APN / Parcel Number

Primary APN	`1010-00-003-015-0-000-00`
Alternative APN	`7708`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,312 sqft Living Area
1st Floor Area	1,292 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,623 sqft (0.175 acres)
Lot Dimensions	117 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Patio Area	270 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7708
Street Address	412 LORA AVE
City	PONCA CITY
State	OK
Zip	74601-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P C-NORTH MEADOWLARK BLK 3 LOT 15
Legal Range	02E
Legal Township	26N
Legal Section	16
Legal Subdivision	NORTH MEADOWLARK
Legal Block	3
Legal Lot Number	15
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	6
Census Block	6016
Census Tract	100

Owner

Source: Kay County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	412 LORA AVE, PONCA CITY, OK 74601-1320
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2007 · Amount on Record
Deed Sale	May 11, 2007 · Amount on Record
Prior Sale	Feb 6, 2002 · Amount on Record
Deed Document Number	20074205
Deed Book / Page	1393 / 482
Last Transfer Date	Jan 23, 2020
Transfer Doc	0000000625
Record Updated	Oct 29, 2026

June 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	KAY OK
Recording Date	Jun 4, 2026
Property Address	412 LORA AVE, PONCA CITY, OK 74601-1320
Document Number	0000003947
Book / Page	2037 / 479
Instrument Date	Jun 4, 2026
Instrument	20263947
Transaction Type	Transfer
Record Updated	Aug 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	412 LORA AVE, PONCA CITY, OK 74601-1320

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Municipality	Ponca City
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,607 (+4.99%) Land $798 Building $8,809	$87,333 (-34.24%) Land $7,256 Building $80,077
2025	$875.00 (+6.06%)	$9,150 (+5%) Land $1,038 Building $8,112	$132,813 (-3.81%) Land $9,433 Building $123,380
2024	$825.00 (+3.13%)	$8,714 (+5%) Land $1,038 Building $7,676	$138,075 (+8.82%) Land $9,433 Building $128,642
2023	$800.00	$8,299 Land $1,038 Building $7,261	$126,888 Land $9,433 Building $117,455

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1979–2008)
Claims Outside the SFHA	2 of 13
Most Recent Claim	May 2008 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, May 1987 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAY CO RWD #3 serves 1,000 people · EPA ID OK3003602
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ponca City Utility Authority Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Chisholm Broadband Fixed Wireless	100 / 40

May also be available: AT&T, Kwikbit, Nextlink.

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