412 Locust Rd, Wilmette, IL 60091 Property Records

Cook County property record for 412 Locust Rd, Wilmette, IL 60091 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,529 sqft · built 1961
Lot Size	0.193 acres (8,398 sqft)
Owner	Company Name on File
Last Sale	$570,000 (May 2015)
Tax Bill	$10,157 (2023)
Deeds & Mortgages	Nov 2022 Transfer Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-32-400-074`

Property Details

APN / Parcel Number

Primary APN	`05-32-400-074`
Alternative APN	`05-32-400-074-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,529 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,398 sqft (0.193 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	412 LOCUST RD
City	WILMETTE
State	IL
Zip	60091-3021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	13E
Legal Township	42N
Legal Section	32
Legal Subdivision	HOLLYWOOD ADD 02
Legal Lot Number	8
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	4
Census Block	4007
Census Tract	801000

Owner

Source: Cook County records · APN 05-32-400-074

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	10 S LA SALLE ST, 2750, CHICAGO, IL 60603-1108
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Jun 07, 2019	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 29, 2015 · Amount on Record
Deed Sale	May 29, 2015 · Amount on Record
Prior Sale	May 08, 2012 · Amount on Record
Deed Document Number	201556019
Record Updated	Sep 20, 2026

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Nov 30, 2022
Property Address	412 LOCUST RD, WILMETTE, IL 60091-3021
Document Number	0033428190
Map Reference	DOC 16961408
Instrument Date	Nov 11, 2022
Instrument	2233428190
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 LOCUST RD, WILMETTE, IL 60091-3021
Investor	Possibly a Property Investor

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	412 LOCUST RD, WILMETTE, IL 60091-3021
Document Number	2001308032
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	412 LOCUST RD WILMETTE IL 600913021, WILMETTE, IL 60091-3021

Mortgage

Document Number	2001308032
Date	Jan 13, 2020
Instrument	1308032

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 12, 2035

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	412 LOCUST RD, WILMETTE, IL 60091-3021
Document Number	1917506031
Instrument Date	Jun 07, 2019
Transaction Type	Mortgage
Record Updated	Jul 02, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	412 LOCUST RD WILMETTE IL 600913021, WILMETTE, IL 60091-3021

Mortgage

Document Number	1917506031
Date	Jun 24, 2019
Instrument	17506031

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.63%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,000 (+24.81%) Land $17,636 Building $42,364	$600,000 (+24.81%) Land $176,360 Building $423,640
2023	$10,157.00 (+5.91%)
2022	$9,590.00 Homeowner's exemption	$48,074 Land $14,696 Building $33,378	$480,740 Land $146,960 Building $333,780

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170318010004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	19 (1978–2020)
Claims Outside the SFHA	10 of 19
Most Recent Claim	May 2020, rainfall accumulation
Claims By Storm	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 3 claims Severe Storms And Flooding, Sep 2008 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 623 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA, AT&T, Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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