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412 Live Oak Rd, Vero Beach, FL 32963 Property Records

Indian River County property record for 412 Live Oak Rd, Vero Beach, FL 32963

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,394 sqft · built 1959
Lot Size0.46 acres (20,038 sqft)
OwnerCompany Name on File
Last Sale$1,490,000 (Feb 2021)
Tax Bill$31,521 (2025)
Deeds & MortgagesFeb 2022 Transfer
Feb 2021 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN32-40-32-00005-0170-00012.0

Property Details

APN / Parcel Number

Primary APN32-40-32-00005-0170-00012.0
Alternative APN
  • 58604

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area2,394 sqft Living Area
Gross Area2,914 sqft
1st Floor Area2,394 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 2005
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialOther
Lot Area20,038 sqft (0.46 acres)
Lot Dimensions197 ft deep x 101 ft wide
View / LotInterior
Garage TypeAttached
Garage Area520 sqft
DrivewayBrick Driveway
Driveway Area160 sqft

Exterior Amenities

Pool Area1 sqft
PorchOpen Porch
Porch Area182 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address412 LIVE OAK RD
CityVERO BEACH
StateFL
Zip32963-1433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionBETHEL BY THE SEA UNIT NO 4 BETHEL BY THE SEA UNIT NO 4 PBI 3-94 LOT 12 BLK 17 & INC A PORT OF ABND R/W KNOWN AS CONN WAY PER CITY OF VERO BEACH ORD #92-08
Legal Range40E
Legal Township32S
Legal Section32
Legal SubdivisionBETHEL BY THE SEA UNIT NO 4
Legal Block17
Legal Lot Number12
Legal UnitNO
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group2
Census Block2026
Census Tract50505

Owner

412 Live Oak Rd is owned by a company that bought it in February 2021.

Source: Indian River County records, as of April 14, 2026

Owner of RecordCompany Name on File
Mailing Address1 N BEACH ST, SR, NANTUCKET, MA 02554-2239
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2022Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION
Feb 19, 2021Warranty Deed, Transfer
TREASURE COAST TITLE SETTLEMEN, TREASURE COAST TTL & SETMNT
Jul 15, 2019Quit Claim Deed, Transfer
QUICKEN LNS
Jul 15, 2019Quit Claim Deed, Transfer
AMROCK INC
Nov 1, 2018Loan Modification, Mortgage
MARINE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 19, 2021 · Amount on File
Deed SaleFeb 19, 2021 · Amount on File
Prior SaleAug 1, 2013 · Amount on File
Deed Document Number202111273
Deed Book / Page3389 / 979
Prior Transfer DateJul 9, 2019
Prior Transfer Doc0032221674
Record UpdatedOct 29, 2026

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionINDIAN RIVER FL
Recording DateFeb 17, 2022
Property Address412 LIVE OAK RD, VERO BEACH, FL 32963-1433
Document Number0035121020
Book / Page3512 / 1020
Map ReferenceMB 3 PG 94
Instrument DateFeb 10, 2022
Instrument3120220010173
Transaction TypeTransfer
Record UpdatedJan 26, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1 N BEACH ST, NANTUCKET, MA 02554-2239

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 N BEACH ST, NANTUCKET, MA 02554-2239

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateFeb 19, 2021
Property Address412 LIVE OAK RD, VERO BEACH, FL 32963-1433
Document Number0033890979
Book / Page3389 / 979
Map ReferenceMB 3 PG 94
Instrument DateFeb 9, 2021
Instrument3120210011273
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyTREASURE COAST TITLE SETTLEMEN, TREASURE COAST TTL & SETMNT

Transaction

AmountAmount on Record
Tax$10,430.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 64445, VERO BEACH, FL 32964

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 N BEACH ST, NANTUCKET, MA 02554-2239

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionINDIAN RIVER FL
Recording DateJul 15, 2019
Property Address412 LIVE OAK RD, VERO BEACH, FL 32963-1433
Document Number0032221674
Book / Page003222 / 001674
Instrument DateJul 9, 2019
Instrument41384
Transaction TypeTransfer
Record UpdatedJul 24, 2019
Title CompanyAMROCK INC

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 LIVE OAK RD VERO BEACH FL 329631433, VERO BEACH, FL 32963-1433

Mortgage

Document Number32221680
DateJul 15, 2019
Book Page003222/001680
Instrument41385
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount on Record
Term360 Months
DueJul 14, 2049
Interest
Rate TypeAdjustable Rate
Rate3.5%

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionINDIAN RIVER FL
Recording DateJul 15, 2019
Property Address412 LIVE OAK RD, VERO BEACH, FL 32963-1433
Document Number0032221702
Book / Page003222 / 001702
Instrument DateJul 9, 2019
Instrument41386
Transaction TypeTransfer
Record UpdatedJul 24, 2019
Title CompanyAMROCK INC

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address412 LIVE OAK RD VERO BEACH FL 329631433, VERO BEACH, FL 32963-1433

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionINDIAN RIVER FL
Property Address412 LIVE OAK RD, VERO BEACH, FL 32963-1433
Document Number0031630331
Instrument DateNov 1, 2018
Transaction TypeMortgage
Record UpdatedNov 30, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 LIVE OAK RD VERO BEACH FL 329631433, VERO BEACH, FL 32963-1433

Mortgage

Document Number0031630331
DateNov 14, 2018
Book Page003163/000331
Instrument68999
Lender
NameMARINE BK
TypeBank
AddressVERO BEACH, FL 32963
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 412 Live Oak Rd was $31,521.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalityVero Beach City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$31,521.00$1,968,405 Land $715,697 Building $1,252,708$1,968,405 Land $715,697 Building $1,252,708
2023$25,535.00 (+29%)$1,633,147 (+29.49%) Land $715,697 Building $917,450$1,633,147 (+29.49%) Land $715,697 Building $917,450
2022$19,794.00$1,261,220 Land $511,212 Building $750,008$1,261,220 Land $511,212 Building $750,008

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 Live Oak Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 479 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,484 units insured
incl. 1,005 condo units
Nearby Flood Claims160 (1979–2024)
Claims Outside the SFHA112 of 160
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Frances, Sep 2004 · 126 claims
  • Hurricane Irene, Oct 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Live Oak Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VERO BEACH
serves 37,308 people · EPA ID FL3310206
Water SourceGroundwater
Last State InspectionMar 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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