412 Leander St, Shelby, NC 28152 Property Records

Cleveland County property record for 412 Leander St, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	2,311 sqft · built 1952
Lot Size	0.53 acres (23,100 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Nov 2020)
Tax Bill	$2,528 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20382`

Property Details

APN / Parcel Number

Primary APN	`20382`
Alternative APN	`1334303`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,311 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Lot Area	23,100 sqft (0.53 acres)
Lot Dimensions	175 ft deep x 132 ft wide
Garage Type	Carport
Garage Area	684 sqft
Carport	Carport
Carport Area	684 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	282 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1334303
Street Address	412 LEANDER ST
City	SHELBY
State	NC
Zip	28152-5143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LEANDER ST
Legal Subdivision	R T HUTCHINSON & M A HUTCHINSO
Legal Block	2
Legal Lot Number	11
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2018
Census Tract	951100

Owner

412 Leander St is owned and occupied by two individuals who bought it in November 2020.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	412 LEANDER ST, SHELBY, NC 28152-5143
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2020 · Amount on File
Deed Sale	Nov 25, 2020 · Amount on File
Deed Document Number	202047381
Deed Book / Page	1827 / 905
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Nov 25, 2020
Property Address	412 LEANDER ST, SHELBY, NC 28152-5143
Document Number	0018270905
Book / Page	1827 / 905
Instrument Date	Nov 25, 2020
Instrument	200047381
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	232 CRYSTAL SPRINGS LN, 232, SHELBY, NC 28150-4189

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	412 LEANDER ST, SHELBY, NC 28152-5143

Mortgage

Document Number	1827909
Date	Nov 25, 2020
Instrument	1827/909

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 412 Leander St was $2,528, up 1.5% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,528.00 (+1.53%)	$250,301 (-) Land $19,958 Building $230,343	$250,301 (-) Land $19,958 Building $230,343
2025	$2,490.00	$250,301 Land $19,958 Building $230,343	$250,301 Land $19,958 Building $230,343
2023		$131,800 Land $16,394 Building $115,406	$131,800 Land $16,394 Building $115,406

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 Leander St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Leander St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20