Durham County property record for 412 Latta Rd, Durham, NC 27712
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,811 sqft |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $817,500 (May 2024) |
| Tax Bill | $7,147 (2026) |
| Deeds & Mortgages | May 2024 Mortgage Nov 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0824-27-6752 |
| Primary APN | 0824-27-6752 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,811 sqft Heated Area |
| Lot Area | 20,909 sqft (0.48 acres) |
|---|
| Street Address | 412 LATTA RD |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27712-2730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-20 |
| Legal Description | PROP-GOLD LEAF VENTURES LLC/LT#1B PL:207-331 |
| Legal Lot Number | 1B |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | LEBANON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 1603 |
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 412 LATTA RD, DURHAM, NC 27712-2730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2024 | Deed of Trust, Mortgage · Conventional Mortgage HANSCOM FCU |
| Nov 30, 2023 | Deed of Trust, Mortgage · Commercial Mortgage RFLF 4 LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2024 · Amount on Record |
| Deed Sale | May 3, 2024 · Amount on Record |
| Deed Document Number | 202495075 |
| Deed Book / Page | 10097 / 127 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 412 LATTA RD, DURHAM, NC 27712-2730 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 600 WILLARD ST 757, 757, DURHAM, NC 27701-4668 |
| Document Number | OPR100970129 |
|---|---|
| Date | May 3, 2024 |
| Book Page | OPR 10097/129 |
| Instrument | 2024095076 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Address | 25 PORTER RD STE 100, LITTLETON, MA 01460 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 8.87% |
| Index | 1-Year CMT |
| Max Rate | 11.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 412 LATTA RD, DURHAM, NC 27712-2730 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0100210661 |
|---|---|
| Date | Nov 30, 2023 |
| Book Page | 10021/661 |
| Instrument | 2023081047 |
| Name | RFLF 4 LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHICAGO, IL 60606 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,147.00 (+2.52%) | $703,265 (-) Land $92,500 Building $610,765 | $703,265 (-) Land $92,500 Building $610,765 |
| 2025 | $6,971.00 | $703,265 Land $92,500 Building $610,765 | $703,265 Land $92,500 Building $610,765 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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