412 Keyes Rd, Utica, NY 13502 Property Records

Oneida County and Utica City property record for 412 Keyes Rd, Utica, NY 13502 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,846 sqft · built 1966
Lot Size	0.247 acres (10,800 sqft)
Owner	2 Individual Names on File
Last Sale	$182,900 (Oct 2014)
Tax Bill	$1,114 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`301600 307.20-3-58`

Property Details

APN / Parcel Number

Primary APN	`301600 307.20-3-58`
Alternative APNs	`160030702000030580000000` `17.222760`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,846 sqft Living Area
1st Floor Area	1,234 sqft
Basement Area	612 sqft
Finished Basement	612 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,800 sqft (0.247 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Type	Basement
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	17.222760
Street Address	412 KEYES RD
City	UTICA
State	NY
Zip	13502-2046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7-02-15-004 120X90 307.020-0003-058.000/0000
Legal Block	3
Legal Lot Number	58.000
Jurisdiction	ONEIDA NY
Township / Civil Division	UTICA
Census Block Group	2
Census Block	2013
Census Tract	21601

Owner

Source: Oneida County and Utica City records · APN 301600 307.20-3-58

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	412 KEYES RD, UTICA, NY 13502-2046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Sep 17, 2020	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Aug 13, 2020	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Jul 19, 2017	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 15, 2014 · Amount on Record
Deed Sale	Oct 15, 2014 · Amount on Record
Prior Sale	Dec 01, 1998 · Amount on Record
Deed Book / Page	2014 / 14691
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	412 KEYES RD, UTICA, NY 13502-2046
Transaction Type	Mortgage
Record Updated	Jan 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021597
Date	Dec 16, 2021
Instrument	2021-021597

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	412 KEYES RD, UTICA, NY 13502-2046
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012145
Date	Sep 17, 2020
Instrument	2020-012145

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Oct 01, 2049

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ONEIDA NY
Property Address	412 KEYES RD, UTICA, NY 13502-2046
Document Number	0000018114
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Mar 01, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 KEYES RD UTICA NY 135022046, UTICA, NY 13502-2046

Mortgage

Document Number	0000018114
Date	Dec 21, 2020
Instrument	18114

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ONEIDA NY
Property Address	412 KEYES RD, UTICA, NY 13502-2046
Document Number	0000014199
Instrument Date	Jul 19, 2017
Transaction Type	Mortgage
Record Updated	Oct 13, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 KEYES RD UTICA NY 135022046, UTICA, NY 13502-2046

Mortgage

Document Number	0000014199
Date	Sep 20, 2017
Instrument	14199

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Oneida County and Utica City records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Utica City
Unified School District	Utica City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,114.00 (-73.46%)	$70,100 (-) Land $13,200 Building $56,900	$189,450 (+16.21%) Land $35,674 Building $153,776
2023		$70,100 (-) Land $13,200 Building $56,900	$163,023 (+11.63%) Land $30,698 Building $132,325
2022	$4,198.00	$70,100 Land $13,200 Building $56,900	$146,042 Land $27,500 Building $118,542

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oneida County (36065C), updated September 26, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360650216012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	3 (1980–1999)
Most Recent Claim	Jul 1999, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 334 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
GoNetspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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