412 Kempton Sq, Folsom, CA 95630 Property Records

Sacramento County property record for 412 Kempton Sq, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,396 sqft · built 2000
Lot Size	0.6 acres (26,136 sqft)
Owner	Trust Name on File
Last Sale	$87,000 (Jun 1999)
Tax Bill	$8,525 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`072-0830-021-0000`

Property Details

APN / Parcel Number

Primary APN	`072-0830-021-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,396 sqft Living Area
1st Floor Area	2,145 sqft
2nd Floor Area	1,251 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Garage Area	962 sqft
Parking Spaces	4 Parking Spaces
Pool Area	21,632 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	412 KEMPTON SQ
City	FOLSOM
State	CA
Zip	95630-6402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-ML (PD
Legal Description	WILLOW CREEK ESTS SOUTH 09C, LOT 144
Legal Subdivision	WILLOW CREEK ESTS SOUTH 09C
Legal Lot Number	144
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	3
Census Block	3004
Census Tract	8510

Owner

412 Kempton Sq is held in a trust since January 2016.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Trust Name on File
Mailing Address	412 KEMPTON SQ, FOLSOM, CA 95630-6402
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME PT FIN'L
Dec 22, 2017	Deed of Trust, Mortgage · Line of Credit QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 1999 · Amount on File
Deed Sale	Jun 30, 1999 · Amount on File
Prior Sale	Nov 24, 1997 · Amount on File
Deed Book / Page	990630 / 2295
Last Transfer Date	Jan 26, 2016
Transfer Doc	0000001020
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	412 KEMPTON SQ, FOLSOM, CA 95630-6402
Document Number	2009141453
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	412 KEMPTON SQ FOLSOM CA 956306402, FOLSOM, CA 95630-6402

Mortgage

Document Number	2009141453
Date	Sep 14, 2020
Instrument	2009141453

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 13, 2035

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	412 KEMPTON SQ, FOLSOM, CA 95630-6402
Document Number	1712291258
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2018
Title Company	TSI TITLE COMPANY/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	412 KEMPTON SQ FOLSOM CA 956306402, FOLSOM, CA 95630-6402

Mortgage

Document Number	1712291258
Date	Dec 29, 2017
Instrument	1712291258

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 412 Kempton Sq was $8,525, up 2.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$786,153 (+2%) Land $139,104 Building $647,049
2025	$8,525.00 (+2.07%)	$770,739 Land $136,377 Building $634,362
2024	$8,352.00 (+1.78%)
2023	$8,206.00 (+1.45%)	$740,812 Land $131,082 Building $609,730
2022	$8,089.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 412 Kempton Sq in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Kempton Sq is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cal.net, Succeed.Net.

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