412 Kay Cir, Sandusky, OH 44870 Property Records

Erie County property record for 412 Kay Cir, Sandusky, OH 44870

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,576 sqft · built 1979
Lot Size	0.242 acres (10,559 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Aug 2024)
Tax Bill	$4,012 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Oct 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`32-04455-000`

Property Details

APN / Parcel Number

Primary APN	`32-04455-000`
Alternative APN	`001669-4`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,576 sqft Living Area
1st Floor Area	1,576 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	10,559 sqft (0.242 acres)
Lot Dimensions	165 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	1,131 sqft
Parking Spaces	4 Parking Spaces
Patio Area	619 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	001669-4
Street Address	412 KAY CIR
City	SANDUSKY
State	OH
Zip	44870-6301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	234-SOUTHGATE ACRES SUB#11
Legal Subdivision	SOUTHGATE ACRES
Jurisdiction	ERIE OH
Township / Civil Division	PERKINS
Census Block Group	1
Census Block	1008
Census Tract	41600

Owner

412 Kay Cir is owned and occupied by an individual who bought it in August 2024.

Source: Erie County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	412 KAY CIR, SANDUSKY, OH 44870-6301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Warranty Deed, Transfer YOUR HM FIN'L LLC
Oct 28, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2024 · Amount on File
Deed Sale	Aug 14, 2024 · Amount on File
Prior Sale	Oct 28, 2020 · Amount on File
Deed Document Number	20245802
Prior Transfer Date	Oct 19, 2020
Prior Transfer Doc	0000010103
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	Oct 28, 2020
Property Address	412 KAY CIR, SANDUSKY, OH 44870-6301
Document Number	0000010104
Instrument Date	Oct 27, 2020
Instrument	10104
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$486.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 KAY CIR SANDUSKY OH 448706301, SANDUSKY, OH 44870-6301

Mortgage

Document Number	10105
Date	Oct 28, 2020
Instrument	10105

Lender

Name	YOUR HM FIN'L LLC
Address	INDEPENDENCE, OH 44131

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 27, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ERIE OH
Recording Date	Oct 28, 2020
Property Address	412 KAY CIR, SANDUSKY, OH 44870-6301
Document Number	0000010103
Instrument Date	Oct 19, 2020
Instrument	10103
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6206 TIFFIN AVE CASTALIA OH 448249450, CASTALIA, OH 44824-9450

Tax Assessment & Valuation

The 2025 property tax bill for 412 Kay Cir was $4,012.

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
County Subdivision	Perkins Township
Unified School District	Perkins Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,012.00	$86,491 (-) Land $9,950 Building $76,541
2024	$4,012.00 (+22.58%) Homeowner's exemption	$86,491 (+47.53%) Land $9,950 Building $76,541	$247,120 Land $28,430 Building $218,690
2023	$3,273.00 (-0.33%) Homeowner's exemption	$58,625 (-) Land $8,232 Building $50,393
2022	$3,284.00 Homeowner's exemption	$58,625 Land $8,232 Building $50,393
2021			$167,500 Land $23,520 Building $143,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 412 Kay Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	9 (1978–2023)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Aug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 412 Kay Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERIE CO MARGARETTA DISTRICT serves 5,131 people · EPA ID OH2200203
Water Source	Purchased surface water from SANDUSKY CITY
Last State Inspection	Mar 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Omni Fiber Fiber	10,000 / 10,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: Amplex Wireless, AT&T.

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