412 Imperial Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 412 Imperial Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,510 sqft · built 1975
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on File
Last Sale	$279,000 (Sep 2017)
Tax Bill	$5,043 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`210430A013`

Property Details

APN / Parcel Number

Primary APN	`210430A013`
Alternative APN	`2-050D-5053-00-0014.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,510 sqft Living Area
1st Floor Area	2,510 sqft
Basement Area	2,048 sqft
Finished Basement	418 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Architectural Style	Other
Exterior Material	Wood
Lot Area	41,382 sqft (0.95 acres)
Terrain	Rolling
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	140 sqft
Patio Area	172 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	210430A013
Old Parcel Number	210430A013
Street Address	412 IMPERIAL DR
City	O FALLON
State	MO
Zip	63366-2105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	NORTH WOODS EST LOT 14
Legal Range	03E
Legal Township	47N
Legal Subdivision	NORTH WOODS EST
Legal Lot Number	14
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	4
Census Block	4016
Census Tract	311802

Owner

412 Imperial Dr is owned and occupied by an individual who bought it in September 2017.

Source: St. Charles County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	412 IMPERIAL DR, O FALLON, MO 63366-2105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage GUARANTEED RATE AFFINITY LLC
Sep 29, 2017	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2017 · Amount on File
Deed Sale	Sep 29, 2017 · Amount on File
Prior Sale	Sep 12, 2001
Deed Document Number	0068151358
Deed Book / Page	6815 / 1358
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	412 IMPERIAL DR, O FALLON, MO 63366-2105
Document Number	0000097385
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 IMPERIAL DR O FALLON MO 633662105, O FALLON, MO 63366-2105

Mortgage

Document Number	0000097385
Date	Dec 11, 2020
Instrument	97385

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 10, 2035

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 29, 2017
Property Address	412 IMPERIAL DR, O FALLON, MO 63366-2105
Document Number	0068151358
Book / Page	6815 / 1358
Map Reference	MB 18 PG 33
Instrument Date	Sep 25, 2017
Instrument	20170929000613840
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8810 VETERANS MEMORIAL PKWY, 8810, O FALLON, MO 63366-3098

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 IMPERIAL DR, O FALLON, MO 63366-2105

Mortgage

Document Number	20170929000613850
Date	Sep 29, 2017
Instrument	20170929000613850

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 412 Imperial Dr was $5,043.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,043.00	$78,679	$414,103 Land $65,000 Building $349,103
2023		$71,380
2022			$375,684 Land $50,000 Building $325,684

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 412 Imperial Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Imperial Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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